Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Segovia, St. Augustine — a home near Tocoi Creek High School.

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Active

Active·7 days on market·Segovia

121 San Briso Way

St. Augustine, FL 32092

$280,000$183/sqftEst. $1,441/moMLS# 2158861

Beds

Baths

1,526

Sq Ft

2015

Built

Garage

Pool

About this home

Segovia

Welcome home to this beautifully maintained townhome in the sought-after Segovia community! Backing to a private wooded preserve, this 3-bedroom, 2.5-bath home offers the perfect blend of comfort, style, and low-maintenance living. The open-concept floor plan features tile throughout the main living areas, luxury vinyl plank flooring upstairs, and a spacious living room filled with natural light. The upgraded kitchen is designed for both everyday living and entertaining, showcasing granite countertops, dark cabinetry, a beautiful mosaic tile backsplash, breakfast bar, pantry, and a full suite of stainless steel appliances, including a brand-new refrigerator. Thoughtful upgrades continue throughout the home with elegant plantation shutters, a whole-house water filtration system, and a new hot water heater installed in 2025, providing added comfort and peace of mind. Upstairs, the generous primary suite offers a walk-in closet and dual-sink vanity

Cost to own

Mortgage calculator

Home Price

$280,000

Down Payment: 20%

$56,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,441

Principal & Interest: $1,441

Property taxes (est.): $373

Insurance (est.): $187

Estimated Total Monthly

$2,000

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,441

Property taxesest. at asking price, St. Johns County$373

HOAbilled monthly$250

Estimated total, before insurance$2,064/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,623/yr · $135/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,623/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Listed$280,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$280,000

Price / Sq Ft$183

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,526

Acres0.07 acres

Year Built2015

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address121 San Briso Way, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionSegovia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size3,049.2 sq ft

Parcel Number0281910770

Amenities

AmenitiesPool, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringLaminate, Tile

# of Stories2

LevelsTwo

LaundryUpper Level