This home is in Segovia, St. Augustine.

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Active Under Contract

Active Under Contract·23 days on market·Segovia

51 San Briso Way

St. Augustine, FL 32092

$280,800$173/sqftEst. $1,432/moMLS# 2140758

Beds

Baths

1,620

Sq Ft

2017

Built

Garage

Pool

About this home

Segovia

Back on the market after buyer financing fell through. Repairs are complete, the price is right, and this move-in ready Segovia townhome is ready for its next owner. Offering a rare 2-car garage, this beautifully refreshed two-story home is one of the best values in the community. Step inside to a light-filled, open layout where the living area flows easily into a granite kitchen with center island, breakfast bar, pantry, and custom cabinetry, perfect for everyday living, hosting friends, or enjoying a quiet night in. The covered patio offers a private spot for morning coffee or evening relaxation. Upstairs, the spacious owner's suite features a walk-in closet and dual vanities, while the additional bedrooms provide flexible space for guests, family, hobbies, or a home office. Segovia has recently completed a re-roofing and exterior enhancement project, adding curb appeal and long-term value with no increase to assessments. Conveniently located near I-95, shopping and historic area.

Cost to own

Mortgage calculator

Home Price

$280,800

Down Payment: 20%

$56,160

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,432

Principal & Interest: $1,432

Property taxes (est.): $374

Insurance (est.): $187

Estimated Total Monthly

$1,993

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,432

Property taxesest. at asking price, St. Johns County$374

HOAbilled monthly$250

Estimated total, before insurance$2,055/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,763/yr · $397/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$268,027	$268,027	—
2024	$268,652	$253,548	—
2023	$278,079	$230,498	—
2022	$252,626	$209,544	—
2021	$190,495	$190,495	—
2020	$180,918	$94,340	—

2025 property taxes (current owner): $4,763/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 3, 2026Listed$280,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$280,800

Price / Sq Ft$173

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,620

Acres0.04 acres

Year Built2017

TypeResidential

Sub-TypeTownhouse

StyleOther

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address51 San Briso Way, St. Augustine, FL 32092

Area308-World Golf Village Area-SW

SubdivisionSegovia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size1,742.4 sq ft

Parcel Number0281910610

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Management - Off Site, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Hot Water

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)