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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Legends At St Johns, St. Augustine.

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Sold

Sold·Closed Oct 16, 2026·441 days on market·Recent sales in Legends At St Johns·Legends At St Johns

320 Ryder Cup Circle 301

St. Augustine, FL 32092

$174,000sold priceListed at $177,000 · 98.3% of asking$194/sqftMLS# 2048143
1
Beds
1
Baths
896
Sq Ft
2005
Built
—
Garage
No
Pool

4 more homes for sale in Legends At St Johns →Search Legends At St Johns on the map

FEMA Zone XHOA $490/moCondominium1 story

About this home

Legends At St Johns

Private PRESERVE VIEW in an ELEVATOR building. 3rd floor Vaulted ceilings Upgrades include custom walk-in shower, dual vanity, all tile no carpet, closet organization systems. Newer AC, all appliances convey. Two community pools, tennis/pickleball courts with on-site management. Condo fee includes gated community, water and basic cable. 2 pools the Amenity center pool is heated.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$956
Property taxesest. at asking price, St. Johns County$232
HOAbilled monthly$490
Estimated total, before insurance$1,678/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $860/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$177,000
  • Sep 28, 2026Pending$177,000
  • Sep 26, 2026Active Under Contract$177,000
  • Jul 25, 2026Price change$177,000+$7,000
  • Jul 25, 2026Listed$170,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
315 Ryder Cup Circle 204, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Sep 2026$179,000$1702/21,055710
320 Ryder Cup Circle 104, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.May 2026$210,000$1912/21,102830
160 Legendary Drive 204, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2025$200,000$1902/21,055220
220 Presidents Cup Way 205, St. Augustine, FL 32092Listed by CORE REALTY, LLCSep 2026$200,000$1902/21,0551080.1
155 Legendary Drive 104, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Aug 2026$175,000$1662/21,0555000.1
125 Legendary Drive 207, St. Augustine, FL 32092Listed by PREMIER HOMES REALTY INCJul 2026$185,000$1752/21,055290.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$177,000
Price / Sq Ft$198
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage896
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address320 Ryder Cup Circle 301, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionLegends At St Johns
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0282207321

Amenities

AmenitiesPool
UtilitiesCable Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingUnassigned
ViewProtected Preserve

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
SecuritySecurity Gate

Additional Information

Date ListedJuly 25, 2026
Days on Market441
HOA Fees$490 / Monthly
HOA FrequencyMonthly
HOA NameLegends Homeowners Assoc/CMC of Jax
Tax Amount$860.13
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LMH REALTY LLC

Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Legends At St Johns

Legends At St Johns is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Legends At St Johns homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines