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Active

Active·1 day on market

10435 Midtown Parkway 160

Jacksonville, FL 32246

$229,900$207/sqftEst. $1,172/moMLS# 2156915

Beds

Baths

1,113

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville

Welcome to luxury living at The Esplanade at St. Johns Town Center! This highly desirable, ultra-private 2-bedroom, 2-bathroom condo features the spacious Genoa II floor plan, offering the perfect blend of elegance and modern convenience in Jacksonville. Inside, you will find beautiful ceramic tile flooring throughout, sleek quartz countertops, a brand-new custom walk-in shower, and a newly installed washer and dryer. Enjoy peaceful mornings looking out at your great garden view. This unit stands out with its superior concrete construction, ensuring maximum quietness. Best of all, it includes two designated parking spaces in the secure garage, located directly across from your unit entrance for ultimate convenience. The gated community boasts top-tier resort amenities: • Sparkling pool with waterfalls • Fitness center with TVs • Modern cyber cafe & game room • Outdoor grilling areas Perfectly located steps from premier shopping and dining between Downtown Jax and the local beaches!

Cost to own

Mortgage calculator

Home Price

$229,900

Down Payment: 20%

$45,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,172

Principal & Interest: $1,172

Property taxes (est.): $375

Insurance (est.): $153

Estimated Total Monthly

$1,701

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,172

Property taxesest. at asking price, Duval County$375

HOAbilled monthly$557

Estimated total, before insurance$2,105/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,442/yr · $203/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,442/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Listed$229,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$229,900

Price / Sq Ft$207

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,113

Acres0.01 acres

Year Built2007

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

Community Information

Address10435 Midtown Parkway 160, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionEsplanade At Town Center

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size435.6 sq ft

Parcel Number1677275124

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management- On Site, Spa/Hot Tub, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Garage

ViewOther

Interior

Interior FeaturesBreakfast Bar, Jack and Jill Bath, Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit

SecurityFire Alarm, Fire Sprinkler System, Security Fence, Security Gate

Exterior

Patio / PorchRear Porch

ConstructionConcrete

Road SurfaceAsphalt

Road FrontagePrivate Road

Additional Information

Date ListedJuly 24, 2026

Days on Market1

HOA Fees$557.27 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash

Tax Amount$2,441.8

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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