This home is in Sail Cove Town Center, Jacksonville.

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Pending

Pending·47 days on market·Sail Cove Town Center

10000 Gate Parkway 824

Jacksonville, FL 32246

$229,000$200/sqftEst. $1,219/moMLS# 2147901

Beds

Baths

1,145

Sq Ft

1996

Built

Garage

Pool

About this home

Sail Cove Town Center

Welcome home to your new condo in fabulous gated Sail Cove community!! Conveniently located just moments from St Johns town center. Move-in ready. This condo combines comfort, style, and low-maintenance living. Condo has been freshly painted inside, features stunning lake views from the screened in balcony, hardwood floors, separate dining room, split bedroom floor plan. Primary bed has large walk in closet and access directly to the balcony. This unit does come with a garage adding significant value to your investment. Storage closet near the front door. Sail Cove offers a resort style swimming pool and jacuzzi. Dock, kayak launch area. For you family gatherings, picnic tables and grills are available. Pickleball, tennis, fitness center, basketball, an playground, Don't miss out on this opportunity to own a condo with lake views and a garage in beautiful Sail Cove! Hoa fee includes fee for garage. Owner will sell unit without garage for reduced price.

Cost to own

Mortgage calculator

Home Price

$229,000

Down Payment: 20%

$45,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,164

Principal & Interest: $1,164

Est. Taxes & Insurance: $291

Estimated Total Monthly

$1,455

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,219

Property taxesest. at asking price, Duval County$374

HOAbilled monthly$502

Estimated total, before insurance$2,095/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $235,000 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$193,000	$142,278	▼ $15,000
2024	$208,000	$158,000	—
2023	$208,000	$208,000	—
2022	$177,000	$149,600	—
2021	$136,000	$129,902	—
2020	$124,500	$118,093	—

2025 property taxes (current owner): $2,708/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.