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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·260 days on market

10435 Midtown Parkway 265

Jacksonville, FL 32246

$190,000$147/sqftEst. $1,052/mo mortgageMLS# 2127943
↓ $24,600 below original list
2
Beds
2
Baths
1,291
Sq Ft
2007
Built
2
Garage
No
Pool
FEMA Zone XHOA $635/mo871 sqft lotCondominium1 story

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About this home

Jacksonville

Great Investment opportunity!! Lowest price per square foot in The Esplanade! Desirable & Beautiful corner unit offers lots of windows. New FLOORING & interior paint! Desirable corner unit offers a lavish lifestyle living w/ resort style club house, pool, workout center, business center, & MORE! Located in the heart of Town Center! Plenty of restaurants, apparel stores, sporting good stores, furniture stores, grocery stores, health food stores, convenient stores, you name it, it's there!! Minutes to The University of North Florida. A short drive to Jacksonville Beaches & BEAUTIFUL downtown Jacksonville on the St Johns River. Spacious 2 bedrooms, both offering nice bathrooms & large walk in closet. This unit comes w/ 2 garage parking spaces conveniently located in the 1st & 2nd parking spots in the garage. AC replaced in 2024. See all condo docs under docs tab. This unit is also for rent mls# 2156064 $1800 month

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$635
Estimated total, before insurance$1,998/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,879/yr · $323/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,611 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$200,000$200,000▼ $36,000
2024$236,000$204,974—
2023$236,000$186,340—
2022$195,500$169,400—
2021$154,000$154,000—
2020$154,000$154,000▲ $4,000

2024 property taxes (current owner): $3,879/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 30, 2026Price change$190,000−$15,000
  • Jul 24, 2026Price change$205,000−$9,600
  • Jan 31, 2026Listed$214,600

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10075 Gate Parkway N 1513, Jacksonville, FL 32246Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$185,000$1323/21,397930.7
10000 Gate Parkway 824, Jacksonville, FL 32246Listed by ELITE REALTY GROUPSep 2026$212,500$1862/21,145180.9
10000 Gate Parkway N 724, Jacksonville, FL 32246Listed by REDFIN CORPORATIONAug 2026$208,000$1822/21,145301
10961 Burnt Mill Road 414, Jacksonville, FL 32256Listed by HOUWZER, INC.Oct 2026$237,000$2022/21,171341.1
11946 Generations Avenue, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYSep 2026$504,999$3023/3.51,672471.7
7800 Point Meadows Drive 413, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$226,000$1762/21,281171.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$190,000
Price / Sq Ft$147
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,291
Acres0.02 acres
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWindy Hill, reported on 4 other Esplanade At Town Center listings
HighEnglewood, reported on 6 other Esplanade At Town Center listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10435 Midtown Parkway 265, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionEsplanade At Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size871.2 sq ft
Parcel Number1677275278

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Community Structure, Covered, Garage, Gated, Guest

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Sprinkler System, Key Card Entry, Secured Lobby, Security Gate, Smoke Detector(s)

Additional Information

Date ListedJanuary 31, 2026
Days on Market212
HOA Fees$635 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Trash
Tax Amount$3,879.14
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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