This home is in Jacksonville — a gated community home in Jacksonville.
Active·212 days on market
10435 Midtown Parkway 265
Jacksonville, FL 32246
About this home
Jacksonville
Great Investment opportunity!! Lowest price per square foot in The Esplanade! Desirable & Beautiful corner unit offers lots of windows. New FLOORING & interior paint! Desirable corner unit offers a lavish lifestyle living w/ resort style club house, pool, workout center, business center, & MORE! Located in the heart of Town Center! Plenty of restaurants, apparel stores, sporting good stores, furniture stores, grocery stores, health food stores, convenient stores, you name it, it's there!! Minutes to The University of North Florida. A short drive to Jacksonville Beaches & BEAUTIFUL downtown Jacksonville on the St Johns River. Spacious 2 bedrooms, both offering nice bathrooms & large walk in closet. This unit comes w/ 2 garage parking spaces conveniently located in the 1st & 2nd parking spots in the garage. AC replaced in 2024. See all condo docs under docs tab. This unit is also for rent mls# 2156064 $1800 month
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $200,000 | $200,000 | ▼ $36,000 |
| 2024 | $236,000 | $204,974 | — |
| 2023 | $236,000 | $186,340 | — |
| 2022 | $195,500 | $169,400 | — |
| 2021 | $154,000 | $154,000 | — |
| 2020 | $154,000 | $154,000 | ▲ $4,000 |
2024 property taxes (current owner): $3,879/yr
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,611 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 30, 2026Price change$190,000−$15,000
- Jul 24, 2026Price change$205,000−$9,600
- Jan 31, 2026Listed$214,600
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines