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10435 Midtown Parkway 430, Jacksonville, FL 32246

$239,700

MLS# 2154294

Bedrooms

Bathrooms

1,181

Sq Ft

2006

Year Built

About This Home — 10435 Midtown Parkway 430

Rare!!! Rare!!! Rare !!! Corporate owned 4th floor unit, only one shared wall/ End unit nobody above, very quiet. Unit over looks the lake and preserve, very private..... no visable neighbors, just nature !!!, leave the blinds open and wake up to the sun rise !!!! Super high ceilings with crown moldings..... 2 assigned parking spaces. Freshly painted, profesionally cleaned. Move in ready.........$2500.00 carpet credit with full price offer. (existing carpets in great shape). New A/C 2023, Kenmore Gold Appliances.... Water softener, washer and dryer..... 2 Bright bedrooms, each has a Full Bathroom with oversized soaking tubs, and walk in closets....

Features

Price$239,700

Price / Sq Ft$203

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,181

Acres0.01 acres

Year Built2006

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesWest

Community Information

Address10435 Midtown Parkway 430, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionEsplanade At Town Center

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size435.6 sq ft

Parcel Number1677275558

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Gated, Playground

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePrivate

ParkingAssigned

ViewPond

Interior

Interior FeaturesCeiling Fan(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingElectric, Heat Pump

CoolingCentral Air, Other

# of Stories1

SecurityFire Sprinkler System

Exterior

RoofMembrane

ConstructionStucco

Road SurfacePaved

Additional Information

Date ListedJuly 8, 2026

Days on Market0

HOA Fees$555 / Monthly

HOA FrequencyMonthly

HOA NameEsplande at Town Center

HOA Fee IncludesPest Control, Security, Trash, Other

Tax Amount$3,480.12

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$239,700

Down Payment: 20%

$47,940

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,276

Principal & Interest: $1,276

Est. Taxes & Insurance: $319

Estimated Total Monthly

$1,595

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,276

Property taxesest. at asking price, Duval County$391

HOAbilled monthly$555

Estimated total, before insurance$2,222/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $3,480/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.