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10435 Midtown Parkway 455

Jacksonville, FL 32246

$215,900$167/sqftEst. $1,097/moMLS# 2156593

Beds

Baths

1,291

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville

Wow! Beautiful top floor end unit in desirable Esplanade at Town Center. Great floorplan with lake views and natural green spaces. Two spacious bedrooms, large walk in closets, garden tub and shower. The Esplande offers all the convenience of the Town Center amenities and centrally located to University of North Florida and Mayo Clinic. Walk to restaurants and premier shopping.

Cost to own

Mortgage calculator

Home Price

$215,900

Down Payment: 20%

$43,180

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,097

Principal & Interest: $1,097

Property taxes (est.): $353

Insurance (est.): $144

Estimated Total Monthly

$1,594

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,097

Property taxesest. at asking price, Duval County$353

HOAbilled monthly$604

Estimated total, before insurance$2,054/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,568/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History