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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Mar 9, 2026·164 days on market·Recent sales in St. Augustine

41 Milliken Lane

St. Augustine, FL 32080

$780,000sold priceListed at $795,000 · 98.1% of asking$442/sqftMLS# 2103585
3
Beds
2.5
Baths
1,763
Sq Ft
2000
Built
2
Garage
No
Pool
No HOA10,890 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

Motivated Seller | Steps from the Sand in Crescent Beach Motivated seller brings a great opportunity to own a coastal retreat just steps from the beach in Crescent Beach. Perfectly positioned between the Atlantic Ocean and the Intracoastal Waterway, this 3 bedroom, 2.5 bath home delivers the best of relaxed Florida beach living. Located in a private community with its own dedicated beach walkover, you are just moments from the sand and surf. The first floor features a welcoming foyer, two guest bedrooms, a full bath, a laundry area, and a spacious two car garage. Upstairs, the home opens into a bright and airy living space designed for everyday comfort and entertaining. The open concept kitchen, dining, and living areas flow seamlessly together, creating a perfect setting after a day at the beach. The upstairs primary suite offers a private retreat with a generous bathroom that includes a soaking tub and walk in shower.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,320
Property taxesest. at asking price, St. Johns County$1,038
Estimated total, before insurance$5,358/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,389/yr · $282/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$780,000
$156,000
Loan Term
Monthly Payment
$4,320
Principal & Interest: $4,320
Property taxes (est.): $1,038
Insurance (est.): $520
Estimated Total Monthly
$5,878
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,389/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 13, 2025Listed$795,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $451/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9244 July Lane, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYOct 2026$680,000$3213/22,118482.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$795,000
Price / Sq Ft$451
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,763
Acres0.25 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address41 Milliken Lane, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionMillikens Replat
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size10,890 sq ft
Parcel Number1865250090
ZoningSingle Family

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewIntracoastal, Protected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity System Owned

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch
RoofMetal
Road SurfaceGravel

Additional Information

Date ListedAugust 13, 2025
Days on Market164
Tax Amount$3,389.27
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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