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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Evergreen Island at Silverleaf, St. Augustine — a new construction home in St. Johns County.

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Pending

Pending·95 days on market·Evergreen Island at Silverleaf

125 McCallum Court

St. Augustine, FL 32092

$599,990$251/sqftEst. $3,297/mo mortgageMLS# 2156538
↓ $2,720 below original list
4
Beds
3
Baths
2,395
Sq Ft
2026
Built
2
Garage
No
Pool

23 more homes for sale in Evergreen Island at Silverleaf →Search Evergreen Island at Silverleaf on the map

FEMA Zone XHOA $167/moSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Evergreen Island at Silverleaf

Discover the perfect blend of luxury, privacy, and convenience in the beautifully designed Danielle floor plan. Nestled on an oversized cul-de-sac homesite, this exceptional home backs to tranquil woods, creating a peaceful setting with one of the community's most desirable backyard views. Inside, you'll find thoughtfully designed space with 4 bedrooms, 3 full baths, and a spacious open-concept layout. The home includes a Gourmet Kitchen, Extended Lanai with Sliding Glass Doors, upgraded designer finishes, luxury vinyl plank flooring on the main level, elegant quartz countertops, and carefully selected cabinetry and tile throughout. You will love living in gated Evergreen Island with: No CDD fees--a significant long-term savings, private gated community with beautiful resort-style amenities. One of the best locations in St. Johns County, just minutes from shopping, dining, golf, healthcare, and everyday conveniences.

Next steps in Evergreen Island at Silverleaf

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,297
Property taxesest. at asking price, St. Johns County$798
HOAbilled annually$167
Estimated total, before insurance$4,262/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,990
$119,998
Loan Term
Monthly Payment
$3,297
Principal & Interest: $3,297
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,496
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 6, 2026Pending$599,990
  • Sep 30, 2026Price change$599,990−$2,720
  • Sep 19, 2026Price change$602,710+$3,000
  • Jul 22, 2026Listed$599,710

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
80 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYSep 2026$673,395$2205/3.53,06000.2
106 Ancient Springs Lane, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYOct 2026$549,000$2294/2.52,3932160.3
42 Ancient Springs Lane, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYOct 2026$493,930$2063/2.52,39300.3
298 Brook Forest Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$465,000$2013/2.52,3161040.7
193 Pine Leaf Drive Drive 177, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$589,000$2784/32,115640.8
268 Bedford Terrace, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$530,000$2433/2.52,183400.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,990
Price / Sq Ft$251
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,395
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
Property ConditionTo Be Built
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address125 McCallum Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionEvergreen Island at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number00000000

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Playground
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Construction, Doors, Exposure/Shade, HVAC, Insulation, Lighting, Roof, Water Heater, Windows
ParkingGarage, Garage Door Opener, Gated

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingElectric, Heat Pump
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 22, 2026
Days on Market95
HOA Fees$2,000 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Evergreen Island at Silverleaf

Evergreen Island at Silverleaf is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Evergreen Island at Silverleaf homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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