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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Silverleaf, St. Augustine — a 55+ community home in St. Johns County.

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Active·91 days on market·Reverie At Silverleaf

262 Knotted Birch Avenue

St. Augustine, FL 32092

$529,990$281/sqftEst. $2,936/mo mortgageMLS# 2156131
↓ $14,000 below original listOpen house Fri, Oct 23 · 1:00 pm–5:00 pm
2
Beds
2
Baths
1,887
Sq Ft
2026
Built
2
Garage
No
Pool

30 more homes for sale in Reverie At Silverleaf →Search Reverie At Silverleaf on the map

FEMA Zone XHOA $394/mo6,534 sqft lotSingle Family Residence1 storyNew construction

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About this home

Reverie At Silverleaf

Welcome to Reverie at Silverleaf, where the days feel lighter, the plans come easier, and the fun tends to find you. This 55+ neighborhood is set inside the larger SilverLeaf master-planned community, so multi-generational living is real here - and with no CDD fees. Loved ones can be nearby when you want it, and you still get a space that's entirely your own. A dedicated lifestyle team keeps things fresh with clubs, classes, and outings that make it easy to meet people. Welcome to the Casper - a thoughtfully designed residence at Reverie at Silverleaf, where luxury meets effortless living. This sophisticated 1,836 square foot home showcases an innovative floor plan that masterfully balances private retreats with engaging social spaces. The owner's suite serves as a personal sanctuary, featuring a spacious walk-in closet and a luxurious en-suite bathroom with dual vanities. HOA FEE INCLUDES FULL LAWN MAINTENANCE.

Next steps in Reverie At Silverleaf

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936
Property taxesest. at asking price, St. Johns County$705
HOAbilled monthly$394
Estimated total, before insurance$4,035/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,549/yr · $129/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$529,990
$105,998
Loan Term
Monthly Payment
$2,936
Principal & Interest: $2,936
Property taxes (est.): $705
Insurance (est.): $353
Estimated Total Monthly
$3,994
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:30 AM, sunset 6:51 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,549/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 2, 2026Price change$529,990−$14,000
  • Jul 19, 2026Listed$543,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $281/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
265 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$385,000$2442/21,5813030
257 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$419,990$2342/21,793300.1
85 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$478,990$2523/21,89710.2
101 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$492,990$2184/3.52,263350.2
20 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$514,990$2544/3.52,028520.2
82 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$412,490$2413/2.51,715240.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$529,990
Price / Sq Ft$281
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,887
Total Structure Area2,460 sq ft
Acres0.15 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesSoutheast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address262 Knotted Birch Avenue, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,534 sq ft
Lot Dimensions40X156
Parcel Number0269210870
ZoningResidential

Amenities

AmenitiesClubhouse, Dog Park, Gated, Jogging Path, Maintenance Grounds, Pickleball, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Corner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 20, 2026
Days on Market91
HOA Fees$394 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,548.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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