This home is in Sweetwater Creek, St. Augustine — a gated community home in St. Johns County.
Active·91 days on market·Sweetwater Creek
442 Enrede Lane
St. Augustine, FL 32095
2 more homes for sale in Sweetwater Creek →Search Sweetwater Creek on the map
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About this home
Sweetwater Creek
Welcome to this beautifully updated coastal retreat in the highly desirable Sweetwater Creek at Palencia! This versatile home features a true 3-bed, 3-bath layout, plus a flexible bonus room perfect as a non-conforming 4th bedroom or home office. Step inside to a spacious, light-filled open-concept living area designed for easy entertaining. The kitchen shines with brand-new cabinets, while the home's exterior boasts a fresh coat of paint for stunning curb appeal. Enjoy ultimate relaxation with a thoughtful split-floor plan that keeps the primary suite tucked away as a private sanctuary. Outside, a large backyard and breezy screened-in lanai offer the perfect outdoor escape. Living here grants you access to Palencia's world-class amenities, including resort pools, a fitness center, tennis, and scenic boardwalk trails. Located just minutes from the Tolomato River and pristine St. Augustine beaches, this turn-key gem offers the ultimate Florida lifestyle!
Next steps in Sweetwater Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,781 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 4 mi · 94 parking spaces
Closest park or preserve
Stokes Landing Conservation Areaabout 3 mi · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 4 mi · Guana River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 2 mi · Tolomato River
Closest youth league fields
Palencia Parkabout 1 mi · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $11,632/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Price change$615,000−$20,000
- Sep 2, 2026Price change$635,000−$10,000
- Aug 1, 2026Price change$645,000−$5,000
- Jul 17, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $233/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 16 Derecho Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $640,000 | $242 | 4/3 | 2,648 | 49 | 0.3 |
| 472 Glorieta Drive, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $730,000 | $322 | 4/3 | 2,264 | 89 | 0.6 |
| 790 Battersea Drive, St. Augustine, FL 32095Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $410,000 | $200 | 3/2 | 2,050 | 55 | 0.6 |
| 612 Glorieta Drive, St. Augustine, FL 32095Listed by MEMORY HOPKINS REAL ESTATE | Aug 2026 | $790,000 | $274 | 4/4 | 2,882 | 69 | 0.7 |
| 765 Los Caminos Street, St. Augustine, FL 32095Listed by RE/MAX UNLIMITED | Oct 2026 | $600,000 | $216 | 4/3 | 2,782 | 162 | 0.8 |
| 241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $634,000 | $263 | 4/3 | 2,411 | 44 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater Creek
Sweetwater Creek is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32095.
View all Sweetwater Creek homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Northeast Florida living
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