This home is in Sweetwater Creek, Jacksonville — a home near Mandarin High School.
Active·92 days on market·Sweetwater Creek
5628 Crest Creek Drive
Jacksonville, FL 32258
2 more homes for sale in Sweetwater Creek →Search Sweetwater Creek on the map
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About this home
Sweetwater Creek
Discover the perfect blend of space, comfort, and functionality in this beautifully updated 4-bedroom plus den, 3-bathroom home tucked away on a quiet cul-de-sac in the desirable Sweetwater Creek South community. Major updates provide peace of mind, including a freshly painted interior, new roof (2021), HVAC system (2022), remodeled kitchen with new cabinetry and countertops (2022), all kitchen appliances replaced in 2021 with the range updated in 2024, and updated flooring throughout the home. An open floor plan, soaring vaulted ceilings, and luxury vinyl plank flooring throughout the main living areas create a bright, inviting atmosphere, while the living room is enhanced by a cozy fireplace and custom built-in features that add warmth and character.
Next steps in Sweetwater Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,682 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 12 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve13 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 0.9 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Palmetto Leaves Regional Park5 min drive · Baseball, Football, Softball
Closest grocery store
Publixabout 1 mi · 13820 Old Saint Augustine Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,029/yr
Estimated taxes if purchased at asking price: ~$8,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 17, 2026Price change$455,000−$5,000
- Oct 7, 2026Price change$460,000−$5,000
- Oct 1, 2026Active$465,000
- Sep 30, 2026Active Under Contract$465,000
- Sep 17, 2026Price change$465,000−$5,000
- Aug 28, 2026Price change$470,000−$5,000
- Aug 5, 2026Price change$475,000−$10,000
- Jul 24, 2026Active$485,000
- Jul 20, 2026Listed$485,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $201/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11979 Colby Creek Drive, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $412,000 | $226 | 3/2 | 1,822 | 21 | 0.4 |
| 12283 Autumnbrook Trail W, Jacksonville, FL 32258Listed by MOMENTUM REALTY | Sep 2026 | $385,000 | $198 | 3/2 | 1,940 | 52 | 0.5 |
| 5472 Running Creek Lane, Jacksonville, FL 32258Listed by BEYCOME OF FLORIDA LLC | Oct 2026 | $380,000 | $196 | 3/2 | 1,940 | 11 | 0.6 |
| 5333 Liberty Lake Drive S, Jacksonville, FL 32258Listed by ROUND TABLE REALTY | Sep 2026 | $425,000 | $205 | 3/2 | 2,078 | 151 | 0.6 |
| 13304 Old Saint Augustine Road, Jacksonville, FL 32258Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $525,000 | $262 | 3/2 | 2,006 | 8 | 0.8 |
| 6191 Eddystone Trail, Jacksonville, FL 32258Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $360,000 | $175 | 3/2.5 | 2,063 | 61 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REDFIN CORPORATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater Creek
Sweetwater Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.
View all Sweetwater Creek homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines