This home is in Siena at Town Center, Ponte Vedra.

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Active·Listed today·Siena at Town Center

60 Rialto Drive

Ponte Vedra, FL 32081

$649,900$293/sqftEst. $3,459/moMLS# 2155656

Beds

Baths

2,217

Sq Ft

2016

Built

Garage

Pool

About this home

Siena at Town Center

Town Center Living in an Italian inspired terra cotta rooftop home! Walk to restaurants, shopping and medical facilities. This beautiful home situated in the heart of town center makes Nocatee living even easier! Four bedrooms, three full bathrooms, Open Floorplan with upgraded kitchen, countertops and cabinets. Stainless Steel appliances and lots of storage. High Ceilings in main areas. This flexible floorplan allows for natural light to enter the main areas. Use one of the bedrooms as an office or flex room. Two car garage with garage door opener. Large, covered lanai with a spacious backyard. All of this on one level. Walk to the waterparks too! Enjoy Nocatee living in this European Inspired Single-Family Home.

Cost to own

Mortgage calculator

Home Price

$649,900

Down Payment: 20%

$129,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,303

Principal & Interest: $3,303

Est. Taxes & Insurance: $826

Estimated Total Monthly

$4,129

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,459

Property taxesest. at asking price, St. Johns County$865

HOAbilled annually$43

Estimated total, before insurance$4,367/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,243/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 16, 2026Listed$649,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,900

Price / Sq Ft$293

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,217

Acres0.15 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address60 Rialto Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionSiena At Town Center

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,534 sq ft

Parcel Number0680560660

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesNatural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)