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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Walden Chase, Ponte Vedra a pool home in St. Johns County.

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Active·Listed today·Walden Chase

784 W Devonhurst Lane

Ponte Vedra, FL 32081

$720,000$221/sqftEst. $3,671/moMLS# 2157965
4
Beds
4
Baths
3,258
Sq Ft
2004
Built
2
Garage
Yes
Pool

About this home

Walden Chase

LIVE LIFE POOLSIDE! Welcome to your private Florida retreat on one of Walden Chase's most secluded preserve lots at the end of a quiet cul-de-sac. This beautifully maintained 4BR/4BA home blends elegant indoor living with an incredible outdoor oasis. Relax in the screened lanai featuring a heated saltwater pool, spa, two 6-ft stacked stone waterfalls, lush tropical landscaping, and a Zoysia lawn. Entertain year-round with travertine decking, a summer kitchen, Evo grill, kegerator, and refrigerator. Inside, the open floor plan offers a first-floor owner's suite, two bedrooms with private baths, a dedicated office, and an upstairs bonus room/4th bedroom with full bath. The fenced backyard includes mature citrus, papaya, and banana trees. Major updates include a 2017 roof, 2019 HVAC, 2022 water heater, whole-house water softener with RO system, 70-ft irrigation well, tinted windows, paver driveway, and abundant garage storage. NO CDD fees and located in the St. Johns County A+ Rated

Cost to own

Mortgage calculator

$720,000
$144,000
Loan Term
Monthly Payment
$3,671
Principal & Interest: $3,671
Property taxes (est.): $958
Insurance (est.): $480
Estimated Total Monthly
$5,109
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,671
Property taxesest. at asking price, St. Johns County$958
HOAbilled annually$75
Estimated total, before insurance$4,705/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,361/yr · $363/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,361/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Listed$720,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$720,000
Price / Sq Ft$221
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,258
Acres0.28 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo

School Information

Community Information

Address784 W Devonhurst Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWalden Chase
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size12,196.8 sq ft
Parcel Number0232414620

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic, Well
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Plumbed For Ice Maker, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac, Wooded
Patio / PorchCovered
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 31, 2026
Days on Market0
HOA Fees$905.84 / Annually
HOA FrequencyAnnually
Tax Amount$4,361.49
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Walden Chase

Walden Chase is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32081.

View all Walden Chase homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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