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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stonehurst Plantation, St. Augustine.

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Active·Listed today·Stonehurst Plantation

2476 Willowbend Drive

St. Augustine, FL 32092

$439,900$207/sqftEst. $2,417/mo mortgageMLS# 2170769
4
Beds
3
Baths
2,129
Sq Ft
2006
Built
2
Garage
No
Pool

6 more homes for sale in Stonehurst Plantation →Search Stonehurst Plantation on the map

HOA $77/mo8,276 sqft lotSingle Family Residence2 stories

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About this home

Stonehurst Plantation

Light, bright, and turn-key, this four-bedroom, three-bath residence in Stonehurst Plantation offers a thoughtfully designed living space, a flexible floor plan, and an impressive list of recent improvements, including a brand-new roof, new water heater, and newly fenced backyard. Inside, an inviting neutral palette and luxury vinyl plank flooring create a fresh, easygoing feel throughout much of the home. The kitchen serves as the heart of the residence, featuring white shaker cabinetry, quartz countertops, stainless-steel appliances, a pantry, and a comfortable eat-in area perfect for everyday dining. The first floor offers exceptional functionality with three bedrooms, including a spacious primary suite tucked away for added privacy. Its ensuite bath features a freestanding white shaker vanity, soaking tub, separate walk-in shower, and generous storage. Two additional guest bedrooms and a full bath complete the main level. Upstairs, a private fourth bedroom with its own full bath

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,417
Property taxesest. at asking price, St. Johns County$585
HOAbilled quarterly$77
Estimated total, before insurance$3,079/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,690/yr · $308/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$439,900
$87,980
Loan Term
Monthly Payment
$2,417
Principal & Interest: $2,417
Property taxes (est.): $585
Insurance (est.): $293
Estimated Total Monthly
$3,296
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,690/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 24, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
177 Southern Grove Drive, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$330,000$2213/21,4961190.7
1424 Tintern Lane, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTS PVOct 2026$435,000$2224/21,963280.9
1120 Stonehedge Trail Lane, St. Augustine, FL 32092Listed by SEFAIR INVESTMENTS, INC.Oct 2026$410,000$2193/21,87071
4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSSep 2026$444,900$2543/21,75351
4569 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$415,000$2553/21,628331.1
637 Watervale Drive, St. Augustine, FL 32092Listed by LPT REALTY LLCSep 2026$520,000$2364/32,2041511.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,900
Price / Sq Ft$207
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,129
Acres0.19 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2476 Willowbend Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionStonehurst Plantation
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,276.4 sq ft
Parcel Number0264293029

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFiber Cement, Frame, Stucco

Additional Information

Date ListedOctober 24, 2026
Days on Market0
HOA Fees$230 / Quarterly
HOA FrequencyQuarterly
HOA NameStonehurst Plantation HOA
Tax Amount$3,690.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stonehurst Plantation

Stonehurst Plantation is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Stonehurst Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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