Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stonehurst Plantation, St. Augustine a home near Tocoi Creek High School.

Photo 1 / 67
Active

Active·Listed today·Stonehurst Plantation

2183 S Cranbrook Avenue

St. Augustine, FL 32092

$459,900$178/sqftEst. $2,435/moMLS# 2165419
4
Beds
2.5
Baths
2,581
Sq Ft
2005
Built
3
Garage
No
Pool
HOA $77/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Stonehurst Plantation

Welcome to this inviting St. Augustine home offering a spacious, functional layout with comfortable living areas, generously sized bedrooms, and flexible space for guests, a home office, or everyday needs. Enjoy community amenities including a clubhouse, recreation areas, and basketball court. Conveniently located near shopping, dining, parks, and major roadways, with easy access to historic downtown St. Augustine, area beaches, and popular Northeast Florida attractions. A great opportunity to enjoy comfortable living in a well-located St. Augustine community.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,435
Property taxesest. at asking price, St. Johns County$612
HOAbilled quarterly$77
Estimated total, before insurance$3,124/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,827/yr · $486/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,900
$91,980
Loan Term
Monthly Payment
$2,435
Principal & Interest: $2,435
Property taxes (est.): $612
Insurance (est.): $307
Estimated Total Monthly
$3,354
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,827/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$459,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,900
Price / Sq Ft$178
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,581
Acres0.17 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address2183 S Cranbrook Avenue, St. Augustine, FL 32092
Area304- 210 South
SubdivisionStonehurst Plantation
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,405.2 sq ft
Parcel Number0264284580
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Maintenance Grounds, Park, Playground
Community FeaturesSidewalks, Suburban, Curbs
UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage

Interior

Interior FeaturesOpen Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionFew Trees
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$230 / Quarterly
HOA FrequencyQuarterly
HOA NameStonehurst Plantation HOA
Tax Amount$5,827.06
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAINSTAY BROKERAGE LLC · eva.h@mainstay.io

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stonehurst Plantation

Stonehurst Plantation is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Stonehurst Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines