This home is in Durbin Crossing, St. Johns — a home near Creekside High School.
Active·99 days on market·Durbin Crossing
276 Ellsworth Circle
St. Johns, FL 32259
27 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
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About this home
Durbin Crossing
Welcome home to this beautifully updated 5-bedroom, 3-bath home with nearly 3,000 square feet in the sough-after Durbin Crossing community. Positioned on a private preserve homesite with a fully fenced backyard and room to build the pool of your dreams, this residence offers the perfect balance of privacy, functionality, and everyday luxury. From the moment you step through the front door, you'll appreciate the inviting, light-filled interior, fresh neutral color palette, and the warmth that makes this home instantly feel welcoming. Designed with both everyday living and effortless entertaining in mind, every space has been thoughtfully planned to maximize comfort and flexibility. Just off the foyer, double French doors open to a private office--an ideal work-from-home space, library, or quiet retreat.
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2010)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,781 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 12 mi · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area5 min drive · 3.3 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 5 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 5 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park2 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Sprouts Farmers Market6 min drive · 120 Shops Blvd., Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,528/yr
Estimated taxes if purchased at asking price: ~$10,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 4, 2026Active$668,000
- Aug 26, 2026Active Under Contract$668,000
- Aug 20, 2026Price change$668,000−$7,000
- Jul 17, 2026Active$675,000
- Jul 14, 2026Listed$675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $223/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3451 Babiche Street, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Aug 2026 | $518,000 | $237 | 3/2 | 2,183 | 7 | 0.4 |
| 2448 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $645,000 | $301 | 3/2 | 2,141 | 3 | 0.5 |
| 28 Forest Edge Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $438,000 | $192 | 4/3 | 2,279 | 67 | 0.6 |
| 157 Longwood Street, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $583,000 | $208 | 4/3.5 | 2,807 | 105 | 0.6 |
| 2535 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $884,000 | $261 | 5/4 | 3,390 | 1 | 0.7 |
| 191 S Arabella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $650,000 | $250 | 5/3.5 | 2,602 | 29 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
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Krista Fracke
Broker Associate
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