This home is in Durbin Crossing, St. Johns — a waterfront home in St. Johns County.
Active·50 days on market·Durbin Crossing
127 Rockcreek Drive
St. Johns, FL 32259
27 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
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About this home
Durbin Crossing
* Hugh Price Reduction* Welcome to this beautifully appointed 4-bedroom, 3.5-bath home in the highly desirable Durbin Crossing community, offering nearly 3,500 square feet of spacious and thoughtfully designed living space. Featuring a beautiful blend of tile and Acacia hardwood flooring, this home combines warmth, elegance, and functionality throughout. Generously sized bedrooms provide plenty of room for everyone, while the formal living and dining rooms offer ideal spaces for entertaining and special gatherings. Step outside to a Beautiful Backyard with an extended patio overlooking Serene Water Vews--the perfect setting to relax, entertain, or enjoy peaceful Florida evenings. With its spacious layout, inviting outdoor living, and desirable waterfront setting, this exceptional home offers the perfect combination of comfort, style, and everyday functionality.
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,789 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 12 mi · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area5 min drive · 3.3 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 4 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 4 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park2 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Aldi6 min drive · 145 Harper Ln, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,719/yr
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$749,900−$50,000
- Sep 4, 2026Listed$799,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $218/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 157 Longwood Street, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $583,000 | $208 | 4/3.5 | 2,807 | 105 | 0.1 |
| 246 Willow Winds Parkway, St. Johns, FL 32259Listed by WATSON REALTY CORP | Aug 2026 | $535,000 | $217 | 4/2 | 2,468 | 6 | 0.6 |
| 41 Cupcake Ct Court, St. Johns, FL 32259Listed by LPT REALTY LLC | Aug 2026 | $715,000 | $268 | 4/3 | 2,667 | 4 | 0.6 |
| 156 Wellwood Avenue, St. Johns, FL 32259Listed by REMAX WELCOME HOME | Aug 2026 | $914,300 | $213 | 5/3.5 | 4,285 | 71 | 0.7 |
| 1908 Dumfries Court, St. Johns, FL 32259Listed by WATSON REALTY CORP | Aug 2026 | $945,000 | $234 | 5/5 | 4,032 | 28 | 0.8 |
| 222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLC | Sep 2026 | $675,000 | $204 | 4/2.5 | 3,302 | 111 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AIM REALTY OF JACKSONVILLE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
More homes in Durbin Crossing
Under Contract1685 Fenton AvenueSt. Johns, FL 32259
5 bd · 3.5 ba · 3,977 sq ft
$760,000Est. $4,045/moImagine having nearly 4,000 square feet of space, a cul de sac location, and your own little stretch of green space…
Listing Office: momentum realty
For Sale1745 Pennan PlaceSt. Johns, FL 32259
4 bd · 3.5 ba · 3,159 sq ft
$789,900Est. $4,204/moGorgeous home on cul-de-sac overlooking large lake with preserve views. Beautiful stone exterior & columned front porch…
Listing Office: royal highlander real estate consultants, llc.
Pending570 Saddlestone DriveSt. Johns, FL 32259
5 bd · 3 ba · 2,840 sq ft
$799,000Est. $4,253/moThis meticulously maintained 5-bedroom, 3-bathroom pool home with an office and 3-car garage in North Durbin Crossing…
Listing Office: better homes & gardens real estate lifestyles realty
For Sale109 Earlston WaySt. Johns, FL 32259
5 bd · 4 ba · 3,148 sq ft
$679,000Est. $3,614/moWelcome to 109 Earlston Way in Durbin Crossing, ideally located in the heart of St. Johns County on a quiet cul-de-sac.…
Listing Office: herron real estate llc
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Your Local Realtor
Krista Fracke
Broker Associate
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