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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Johns Forest, St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Aug 28, 2026·29 days on market·Recent sales in St Johns Forest·St Johns Forest

191 S Arabella Way

St. Johns, FL 32259

$650,000sold priceListed at $675,000 · 96.3% of asking$250/sqftMLS# 2153211
5
Beds
3.5
Baths
2,602
Sq Ft
2010
Built
2
Garage
Yes
Pool

9 more homes for sale in St Johns Forest →Search St Johns Forest on the map

FEMA Zone XHOA $254/mo7,405 sqft lotWaterfrontSingle Family Residence2 stories

About this home

St Johns Forest

Stop looking--this is the St. Johns Forest home you've been waiting for! $5000 SELLER CREDIT + 1% lender credit! Unmatched peace of mind with concrete block construction & the CDD BOND FULLY PAID OFF, this immaculate waterfront property is loaded with value. 4 Bedrooms + Dedicated Home Office + Massive upstairs Bonus Room w/ full bath (Easy 5th Bedroom/In-Law Suite!). Separate Living/Dining & Family rooms flowing into open kitchen with bar seating. THE BACKYARD OASIS: Custom solar-heated (or gas, use either) POOL with a dedicated lap lane Expansive, peaceful waterfront views BIG TICKET UPGRADES DONE: Brand-new roof, newer HVAC, fresh interior paint, custom closets, and wood-look tile flooring. Easy access to 9B with proximity to rear neighborhood entry. Enjoy 24-hour man-gated security, resort amenities (fitness center, tennis, tower slide pool), sports courts, year round social and activities calendar, plus and A-rated St Johns County schools. Don't miss this incredible value !

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, St. Johns County$865
HOAbilled monthly$254
Estimated total, before insurance$4,719/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,821/yr · $402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $865
Insurance (est.): $433
Estimated Total Monthly
$4,899
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$543,577$283,471—
2024$548,308$274,775—
2023$553,498$265,316—
2022$467,382$256,132—
2021$302,518$193,050—
2020$273,692$189,694—

2025 property taxes (current owner): $4,821/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$675,000
  • Aug 2, 2026Active Under Contract$675,000
  • Jul 31, 2026Active$675,000
  • Jul 31, 2026Active Under Contract$675,000
  • Jul 1, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $259/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4352 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$448,000$2154/22,088900.7
4248 Leaping Deer Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$480,000$2423/21,985810.8
3451 Babiche Street, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCAug 2026$518,000$2373/22,18370.8
1117 Villere Court, St. Augustine, FL 32259Listed by HERRON REAL ESTATE LLCAug 2026$480,000$2483/21,932220.8
27 Willow Winds Parkway, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$450,000$2164/32,08740.9
275 Flores Way, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSSep 2026$725,000$2414/33,003241

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$259
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,602
Acres0.17 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Gas Heat, Salt Water, Solar Heat
Is WaterfrontYes

School Information

Community Information

Address191 S Arabella Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSt Johns Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0263341080

Amenities

AmenitiesPool, Children's Pool, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Range
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedJuly 1, 2026
Days on Market29
HOA Fees$254 / Monthly
HOA FrequencyMonthly
Tax Amount$4,821.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Johns Forest

St Johns Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all St Johns Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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