This home is in St Johns Forest, St. Johns — a pool home in St. Johns County.
Active Under Contract·45 days on market·St Johns Forest
191 S Arabella Way
St. Johns, FL 32259
About this home
St Johns Forest
Stop looking--this is the St. Johns Forest home you've been waiting for! $5000 SELLER CREDIT + 1% lender credit! Unmatched peace of mind with concrete block construction & the CDD BOND FULLY PAID OFF, this immaculate waterfront property is loaded with value. 4 Bedrooms + Dedicated Home Office + Massive upstairs Bonus Room w/ full bath (Easy 5th Bedroom/In-Law Suite!). Separate Living/Dining & Family rooms flowing into open kitchen with bar seating. THE BACKYARD OASIS: Custom solar-heated (or gas, use either) POOL with a dedicated lap lane Expansive, peaceful waterfront views BIG TICKET UPGRADES DONE: Brand-new roof, newer HVAC, fresh interior paint, custom closets, and wood-look tile flooring. Easy access to 9B with proximity to rear neighborhood entry. Enjoy 24-hour man-gated security, resort amenities (fitness center, tennis, tower slide pool), sports courts, year round social and activities calendar, plus and A-rated St Johns County schools. Don't miss this incredible value !
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $543,577 | $283,471 | — |
| 2024 | $548,308 | $274,775 | — |
| 2023 | $553,498 | $265,316 | — |
| 2022 | $467,382 | $256,132 | — |
| 2021 | $302,518 | $193,050 | — |
| 2020 | $273,692 | $189,694 | — |
2025 property taxes (current owner): $4,821/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2010)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,717 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 2, 2026Active Under Contract$675,000
- Jul 31, 2026Active$675,000
- Jul 31, 2026Active Under Contract$675,000
- Jul 1, 2026Listed$675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About St Johns Forest
St Johns Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all St Johns Forest homes for sale →Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in St Johns Forest
Active$699,000MLS# 2133140Est. $3,720/mo200 S Arabella Way, St. Johns, FL 322594 Beds3 Baths2,542 sqftWelcome to your own private Florida POOL oasis on 0.39 acres in the heart of St. Johns County. Tucked inside a GATED…
ResidentialTHE PRIME REAL ESTATE COMPANY
Active$634,900MLS# 2151283Est. $3,379/mo108 S Arabella Way, St. Johns, FL 322594 Beds2 Baths2,561 sqftThis Providence pool home features 4 bedrooms 3 baths, an office. and a loft. Sitting on lovely Preserve lot.…
ResidentialCOLDWELL BANKER VANGUARD REALTY
Active$624,900MLS# 2156508Est. $3,326/mo344 Alvar Circle, Jacksonville, FL 322594 Beds3 Baths2,734 sqftLocated in one of Jacksonville's most sought-after zip codes, this 4-bedroom, 3-bath home offers a fantastic…
ResidentialOFFERPAD BROKERAGE FL LLC
Active Under Contract$739,900MLS# 2154771Est. $3,938/mo275 Flores Way, St. Johns, FL 322594 Beds3 Baths3,003 sqftTAKING BACKUP OFFERS. Welcome to this meticulously maintained 4 Bed, 3 Full Bath turnkey home tucked inside prestigious…
ResidentialRE/MAX SPECIALISTS
Keep looking
Similar homes in St. Johns
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines