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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Sep 28, 2026·39 days on market·Recent sales in Wells Creek·Wells Creek

13863 Holsinger Boulevard

Jacksonville, FL 32256

$505,000sold priceListed at $525,000 · 96.2% of asking$187/sqftMLS# 2155089
5
Beds
3
Baths
2,696
Sq Ft
2019
Built
2
Garage
No
Pool

30 more homes for sale in Wells Creek →Search Wells Creek on the map

FEMA Zone XHOA $83/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Wells Creek

5BR/3BA former model Linden floor plan with 2,696 sq ft in the sought-after Wells Creek community! Built in 2019 and used as the community's model home until mid-2024, this multi-generational home has been minimally occupied & is basically like new with higher-end appointments, including designer accent walls, LVP flooring, upgraded lighting, custom window treatments, & more! The chef's kitchen opens to the main living space making it ideal for entertaining & offers quartz counters, gas range, large island, farmhouse sink, upgraded cabinetry, newer appliances, & an extended walk-in pantry. Enjoy pond views from the front porch as well as a large backyard w/extended screened lanai to the rear. Additional upgrades include a 2024 HVAC, laundry sink, & epoxy garage flooring. Wells Creek is centrally located with easy access to major highways and offers an array of amenities including a resort-style saltwater pool, pavilion, dog park, playground & plenty of green space- all with NO CDD fee!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,797
Property taxesest. at asking price, Duval County$825
HOAbilled quarterly$83
Estimated total, before insurance$3,705/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,689/yr · $641/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$505,000
$101,000
Loan Term
Monthly Payment
$2,797
Principal & Interest: $2,797
Property taxes (est.): $825
Insurance (est.): $337
Estimated Total Monthly
$3,958
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$453,305$402,583▲ $10,000
2024$445,140$420,337—
2023$441,332$382,125—
2022$376,336$347,387—
2021$315,807$315,807—
2020$306,594$306,594—

2025 property taxes (current owner): $7,689/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 28, 2026Closed$525,000
  • Sep 10, 2026Pending$525,000
  • Aug 25, 2026Active Under Contract$525,000
  • Aug 20, 2026Price change$525,000−$25,000
  • Jul 17, 2026Active$550,000
  • Jul 13, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $289/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12030 Mariposa Avenue, Jacksonville, FL 32256Listed by PROVIDENCE REALTY, LLCSep 2026$699,000$2914/3.52,398340.1
12072 Mariposa Avenue, Jacksonville, FL 32256Listed by NON MLS (realMLS)Sep 2026$615,507$2894/32,1292930.1
12157 Mariposa Avenue, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYAug 2026$760,000$2664/32,8521640.1
12017 Heyler Street, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,000$1974/2.52,3851350.2
13822 Harlowton Avenue, Jacksonville, FL 32256Listed by PICKETT HOME ADVISORS, LLCSep 2026$585,000$1994/3.52,9331430.2
13048 Whispering Winds Drive, Jacksonville, FL 32256Listed by RICK WOOD & ASSOCIATES INCAug 2026$686,132$3093/2.52,22000.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$195
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,696
Acres0.15 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address13863 Holsinger Boulevard, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,534 sq ft
Parcel Number1681241795
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Park, Playground
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Pond, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Sink, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionFew Trees, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 17, 2026
Days on Market39
HOA Fees$249 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,689.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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