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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville.

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Active

Active·53 days on market·Wells Creek

13559 Holsinger Boulevard

Jacksonville, FL 32256

$490,000$219/sqftEst. $2,693/mo mortgageMLS# 2163626
↓ $10,000 below original list
4
Beds
3
Baths
2,236
Sq Ft
2022
Built
2
Garage
No
Pool

28 more homes for sale in Wells Creek →Search Wells Creek on the map

FEMA Zone XHOA $83/mo5,663 sqft lotSingle Family Residence1 story

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About this home

Wells Creek

Built in 2022, this 4BR/3BA Wells Creek home offers 2,236 sq ft of one-story living with a 2-car garage, directly across from the community pool, dog park, and playground. The open floor plan features a kitchen island, pantry, gas cooking, upgraded pendant lighting, enhanced kitchen faucet, and French doors opening to the office. A guest suite adds flexibility, while vaulted ceilings, a walk-in closet, ceiling fans, and a primary bath with walk-in shower round out the interior. Practical upgrades include a tankless gas water heater, owned water softener, natural gas, central air, and heat pump. Outside, enjoy a front porch, patio, and fully fenced white vinyl backyard. The home is in Flood Zone X with public water and sewer. Wells Creek offers access to Nocatee and dining and entertainment at Durbin Park. HOA dues are $249 quarterly and include maintenance grounds. Schedule your private showing today and see the space, upgrades, and Wells Creek amenities firsthand!

Next steps in Wells Creek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,693
Property taxesest. at asking price, Duval County$800
HOAbilled quarterly$83
Estimated total, before insurance$3,576/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,187/yr · $599/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,693
Principal & Interest: $2,693
Property taxes (est.): $800
Insurance (est.): $327
Estimated Total Monthly
$3,820
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$425,004$374,282▲ $10,000
2024$415,739$365,739—
2023$411,797$361,797—
2022$75,000$75,000—
2021$70,000$70,000—

2025 property taxes (current owner): $7,187/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 13, 2026Price change$490,000−$10,000
  • Sep 4, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12017 Heyler Street, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,000$1974/2.52,3851350.3
13756 Harlowton Avenue, Jacksonville, FL 32256Listed by 1 REALTY CORPAug 2026$440,000$2153/2.52,04230.3
12025 Oak Hollow Trail, Jacksonville, FL 32256Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$685,000$2374/42,8921680.4
13041 Whispering Winds Drive, Jacksonville, FL 32256Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$590,000$2803/2.52,1051300.4
12157 Mariposa Avenue, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYAug 2026$760,000$2664/32,8521640.4
13201 Holsinger Boulevard, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$397,500$2413/21,6501000.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$490,000
Price / Sq Ft$219
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,236
Acres0.13 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address13559 Holsinger Boulevard, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size5,662.8 sq ft
Parcel Number1681243430

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedSeptember 5, 2026
Days on Market53
HOA Fees$249 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,187.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NAVY TO NAVY HOMES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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