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This home is in Wells Creek, Jacksonville.

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Active

Active·4 days on market·Wells Creek

13559 Holsinger Boulevard

Jacksonville, FL 32256

$500,000$224/sqftEst. $2,584/moMLS# 2163626

Beds

Baths

2,236

Sq Ft

2022

Built

Garage

Pool

About this home

Wells Creek

Built in 2022, this 4BR/3BA Wells Creek home offers 2,236 sq ft of one-story living with a 2-car garage, directly across from the community pool, dog park, and playground. The open floor plan features a kitchen island, pantry, gas cooking, upgraded pendant lighting, enhanced kitchen faucet, and French doors opening to the office. A guest suite adds flexibility, while vaulted ceilings, a walk-in closet, ceiling fans, and a primary bath with walk-in shower round out the interior. Practical upgrades include a tankless gas water heater, owned water softener, natural gas, central air, and heat pump. Outside, enjoy a front porch, patio, and fully fenced white vinyl backyard. The home is in Flood Zone X with public water and sewer. Wells Creek offers access to Nocatee and dining and entertainment at Durbin Park. HOA dues are $249 quarterly and include maintenance grounds. Schedule your private showing today and see the space, upgrades, and Wells Creek amenities firsthand!

Cost to own

Mortgage calculator

Home Price

$500,000

Down Payment: 20%

$100,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,584

Principal & Interest: $2,584

Property taxes (est.): $816

Insurance (est.): $333

Estimated Total Monthly

$3,734

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,584

Property taxesest. at asking price, Duval County$816

HOAbilled quarterly$83

Estimated total, before insurance$3,483/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,187/yr · $599/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$425,004	$374,282	▲ $10,000
2024	$415,739	$365,739	—
2023	$411,797	$361,797	—
2022	$75,000	$75,000	—
2021	$70,000	$70,000	—

2025 property taxes (current owner): $7,187/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 4, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$500,000

Price / Sq Ft$224

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,236

Acres0.13 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address13559 Holsinger Boulevard, Jacksonville, FL 32256

Area028-Bayard

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size5,662.8 sq ft

Parcel Number1681243430

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup