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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in EverRange, Jacksonville — a home near Atlantic Coast High School.

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Pending

Pending·215 days on market·EverRange

13011 Whispering Winds Drive

Jacksonville, FL 32256

$789,987$279/sqftEst. $4,376/moMLS# 2135049
↓ $71,555 below original list
4
Beds
3
Baths
2,835
Sq Ft
2026
Built
2
Garage
No
Pool

52 more homes for sale in EverRange →Search EverRange on the map

FEMA Zone AOHOA $79/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

EverRange

Discover the Saw Mill, a move-in ready new construction home in Mariposa, Jacksonville, with 2,852 square feet and a wraparound lanai overlooking the pond. A gourmet kitchen, elegant design selections, and LVP flooring and stairs enhance the open floor plan for easy living and entertaining. The first-floor Owner's Retreat offers main-level convenience, while a private study creates dedicated home office space. A vaulted dining room and large Bonus Room add flexibility, with four bedrooms and three baths providing room to spread out. A Spray Foam Attic and Energy and Comfort Guarantee support year-round efficiency. Mariposa offers nature trails, walking, biking and cart paths, a resort-level pool and amenity center, dog parks, splash zone and pickleball courts near US-1, 9B, I-95, Durbin Plaza and St. Johns Town Center. Ready-now specials are available; schedule your private tour today.

Next steps in EverRange

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,376
Property taxesest. at asking price, Duval County$1,290
HOAbilled annually$79
Estimated total, before insurance$5,745/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$789,987
$157,997
Loan Term
Monthly Payment
$4,376
Principal & Interest: $4,376
Property taxes (est.): $1,290
Insurance (est.): $527
Estimated Total Monthly
$6,192
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 16, 2026Pending$789,987
  • Aug 27, 2026Price change$789,987−$553
  • Jul 9, 2026Price change$790,540−$71,002
  • Mar 15, 2026Listed$861,542

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $279/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13863 Holsinger Boulevard, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$505,000$1875/32,696390.1
12030 Mariposa Avenue, Jacksonville, FL 32256Listed by PROVIDENCE REALTY, LLCSep 2026$699,000$2914/3.52,398340.1
12072 Mariposa Avenue, Jacksonville, FL 32256Listed by NON MLS (realMLS)Sep 2026$615,507$2894/32,1292930.1
12157 Mariposa Avenue, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYAug 2026$760,000$2664/32,8521640.1
13048 Whispering Winds Drive, Jacksonville, FL 32256Listed by RICK WOOD & ASSOCIATES INCAug 2026$686,132$3093/2.52,22000.1
13041 Whispering Winds Drive, Jacksonville, FL 32256Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$639,000$3043/2.52,1051300.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$789,987
Price / Sq Ft$279
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,835
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address13011 Whispering Winds Drive, Jacksonville, FL 32256
Area028-Bayard
SubdivisionEverrange
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1679011190

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Jogging Path, Pickleball, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, HVAC, Insulation, Lighting, Thermostat, Water Heater, Windows
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Electric, Heat Pump, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMarch 15, 2026
Days on Market215
HOA Fees$950 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About EverRange

EverRange is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all EverRange homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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