Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in EverRange, Jacksonville — a new construction home in Jacksonville.

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Active

Active·117 days on market·EverRange

12139 Endeavor Drive

Jacksonville, FL 32256

$639,000$323/sqftEst. $3,285/moMLS# 2143803

Beds

Baths

1,980

Sq Ft

2026

Built

Garage

Pool

About this home

EverRange

Welcome to Regency at EverRange, Toll Brothers' premier gated 55+ community, where lawn care is included and a full-time Lifestyle Director curates a vibrant calendar of social events and activities. Residents enjoy a stunning private amenity center and resort-style living designed for an active, low-maintenance lifestyle. This beautifully designed single-level home offers 2 bedrooms plus a private office with double doors, blending luxury with everyday comfort. The modern coastal exterior features charming curb appeal with a welcoming front porch. Inside, you'll find soaring 10-foot ceilings, luxury vinyl plank flooring throughout the main living areas and halls, upgraded quartz countertops throughout, a gourmet kitchen designed for entertaining, an extended primary closet for exceptional storage, and peaceful wooded views from the backyard.

Cost to own

Mortgage calculator

Home Price

$639,000

Down Payment: 20%

$127,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,285

Principal & Interest: $3,285

Property taxes (est.): $1,043

Insurance (est.): $426

Estimated Total Monthly

$4,755

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,285

Property taxesest. at asking price, Duval County$1,043

HOAbilled annually$375

Estimated total, before insurance$4,703/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History