This home is in Jacksonville.

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Active

Active·72 days on market

12139 Endeavor Drive

Jacksonville, FL 32256

$649,000$328/sqftEst. $3,454/moMLS# 2143803

Beds

Baths

1,980

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Welcome to Regency at EverRange, Toll Brothers' premier gated 55+ community. This beautifully designed single-level home offers 2 bedrooms plus a private office with double doors, blending luxury with low-maintenance living. The modern coastal exterior showcases inviting curb appeal with a charming front porch. Inside, you'll find soaring 10-foot ceilings, luxury vinyl plank flooring throughout the main living areas and halls and upgraded quartz countertops throughout the home. The gourmet kitchen is thoughtfully designed for both everyday living and entertaining, while the extended primary closet adds exceptional storage and convenience. Enjoy added privacy with peaceful wooded views from the backyard. Residents of Regency at EverRange enjoy access to a private amenity center and an active lifestyle within this exclusive gated community.

Cost to own

Mortgage calculator

Home Price

$649,000

Down Payment: 20%

$129,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,299

Principal & Interest: $3,299

Est. Taxes & Insurance: $825

Estimated Total Monthly

$4,123

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,454

Property taxesest. at asking price, Duval County$1,060

HOAbilled annually$375

Estimated total, before insurance$4,889/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History