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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville.

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Sold

Sold·Closed Sep 18, 2026·143 days on market·Recent sales in Wells Creek·Wells Creek

13822 Harlowton Avenue

Jacksonville, FL 32256

$585,000sold priceListed at $570,000 · 102.6% of asking$199/sqftMLS# 2129180
4
Beds
3.5
Baths
2,933
Sq Ft
2020
Built
3
Garage
No
Pool

32 more homes for sale in Wells Creek →Search Wells Creek on the map

HOA $83/mo6,970 sqft lotSingle Family Residence2 stories

About this home

Wells Creek

Motivated seller—ready to make a deal! Don't miss this spacious 4-bedroom, 3.5-bath home offering an open-concept layout designed for modern living. The gourmet kitchen features quartz countertops and overlooks the main living areas, perfect for gatherings. A private study with French doors provides the ideal home office, while the tandem 3-car garage offers ample storage. Step outside to a large backyard with a covered lanai, perfect for entertaining or relaxing evenings. The primary suite boasts a tray ceiling and a spa-like ensuite with soaking tub, walk-in shower, and dual vanity. Bedrooms with walk-in closets. Conveniently located near local shops, dining, and top-rated schools, this home combines comfort, style, and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, Duval County$955
HOAbilled monthly$83
Estimated total, before insurance$4,279/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,298/yr · $775/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $955
Insurance (est.): $390
Estimated Total Monthly
$4,586
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$502,464$502,464▲ $10,000
2024$493,435$463,546—
2023$489,760$421,406—
2022$416,152$383,097—
2021$348,270$348,270—
2020$70,000$70,000—

2025 property taxes (current owner): $9,298/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 20, 2026Closed$570,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12017 Heyler Street, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,000$1974/2.52,3851350.1
13863 Holsinger Boulevard, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$505,000$1875/32,696390.2
12157 Mariposa Avenue, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYAug 2026$760,000$2664/32,8521640.2
12030 Mariposa Avenue, Jacksonville, FL 32256Listed by PROVIDENCE REALTY, LLCSep 2026$699,000$2914/3.52,398340.3
12072 Mariposa Avenue, Jacksonville, FL 32256Listed by NON MLS (realMLS)Sep 2026$615,507$2894/32,1292930.3
11800 Flowering Peach Court, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$485,670$2024/32,399280.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$570,000
Price / Sq Ft$194
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,933
Acres0.16 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address13822 Harlowton Avenue, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,969.6 sq ft
Parcel Number1681241950

Amenities

AmenitiesPool, Dog Park, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 8, 2026
Days on Market143
HOA Fees$83 / Monthly
HOA FrequencyMonthly
Tax Amount$9,298.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PICKETT HOME ADVISORS, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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