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Active Under Contract

Active Under Contract·46 days on market

4419 Sun Lily Court

Jacksonville, FL 32257

$369,000$221/sqftEst. $1,895/moMLS# 2154776

Beds

Baths

1,669

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

Enjoy active adult living in DreamFinders 55 + community of Everlake at Mandarin conveniently located to shopping, restaurants and quick access to major highways. This beautiful villa has all the upgrades you need including gourmet kitchen with large quartz island, stainless steel appliances and bright open floorplan. Split bedrooms offer maximum privacy, with a separate room for additional living area or home office. Lots of natural light abound in this beautiful like new home with an abundance of storage space and large closets. Enjoy your morning coffee on the screen back porch overlooking a fenced wooded view. Other extras include gutters throughout, concrete landscaping edging, barn door, quartz and granite countertops and beautiful luxury vinyl plank flooring in main living areas. Lots of activities to enjoy at the beautiful clubhouse and pool. Schedule your showing today! **1% concession toward closing costs or prepaids using our preferred lender (Bayway Mortgage).

Cost to own

Mortgage calculator

Home Price

$369,000

Down Payment: 20%

$73,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,895

Principal & Interest: $1,895

Property taxes (est.): $603

Insurance (est.): $246

Estimated Total Monthly

$2,744

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,895

Property taxesest. at asking price, Duval County$603

HOAbilled monthly$425

Estimated total, before insurance$2,923/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,237/yr · $436/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,237/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Active Under Contract$369,000
Jul 10, 2026Listed$369,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$369,000

Price / Sq Ft$221

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,669

Acres0.10 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address4419 Sun Lily Court, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionEverlake

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Lot Size4,356 sq ft

Parcel Number1490772080

Amenities

AmenitiesPool, Clubhouse, Fitness Center

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryLower Level

SecuritySecurity Gate, Smoke Detector(s)