This home is in Jacksonville — a gated community home in Jacksonville.
Active·2 days on market
4400 Sun Lily Court
Jacksonville, FL 32257
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to 4400 Sun Lily Ct in Everlake, a sought-after 55+ gated community in Mandarin! Situated on an oversized lot with peaceful pond views, this updated 2-bedroom plus office, 2-bath home features vinyl and tile flooring, custom barn doors, crown molding, plantation shutters, a shiplap primary bath accent wall, and decorative kitchen tile. The kitchen offers pull-out cabinet drawers, extra shelving in closets and pantry, and gas connectivity. Major upgrades include impact-resistant windows, a Rinnai tankless water heater, AC UV air purification, whole-house surge protection, and 3M window tinting. Relax on the screened lanai overlooking the water, with upgraded concrete coating extending across the entry and garage floors, plus full-house gutters. HOA dues include Wi-Fi, clubhouse, heated pool, fitness room, fire pit, and exterior termite and pest prevention. Conveniently located near Mandarin shopping, dining, parks, and major highways!
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 14 mi · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 6 mi · 6.4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 1 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 2 mi · Goodby's Creek
Closest youth league fields
Williams Family YMCAabout 1 mi · Basketball, Football, Soccer, Volleyball
Closest grocery store
Walmart Neighborhood Marketabout 1.0 mi · 10550 Old Street Augustine Road, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,190/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 22, 2026Listed$420,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9970 Timberlake Drive E, Jacksonville, FL 32257Listed by BRANDYWINE HOMES USA LLC | Sep 2026 | $290,000 | $223 | 3/2 | 1,301 | 137 | 0.2 |
| 4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORS | Sep 2026 | $390,000 | $234 | 2/2 | 1,669 | 138 | 0.3 |
| 9515 Broken Oak Boulevard, Jacksonville, FL 32257Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $375,000 | $208 | 3/2 | 1,801 | 98 | 0.5 |
| 9872 Lazy Hollow Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $389,000 | $247 | 3/2 | 1,577 | 5 | 0.5 |
| 9592 Abby Glen Circle, Jacksonville, FL 32257Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $402,500 | $221 | 3/2 | 1,818 | 39 | 0.8 |
| 9332 Mill Springs Drive, Jacksonville, FL 32257Listed by CORE REALTY, LLC | Sep 2026 | $350,000 | $172 | 5/2 | 2,036 | 166 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REDFIN CORPORATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines