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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·45 days on market

10346 Triple Crown Avenue

Jacksonville, FL 32257

$499,000$238/sqftEst. $2,563/moMLS# 2154267
4
Beds
2
Baths
2,094
Sq Ft
1994
Built
2
Garage
No
Pool

About this home

Jacksonville

WHAT A BEAUTIFUL ALL BRICK HOME, NEWLY RENOVATED, ENCLOSED 30 FT X 12 FT SUN PORCH BOASTING TWO NEW FANS, AND, BACKING UP TO A SERENE POND. STEP THROUGH THE NEW FRONT DOOR, ONTO NEWLY INSTALLED WHITE MARBLED 32 X 32 TILE FLOORING IN THE LIVING ROOM, DINING ROOM, KITCHEN, FAMILY ROOM AND HALLWAYS, ALL NEW FLOORING THROUGH OUT THE REST OF THE HOME, THE KITCHEN FEATURES A 9 FT X 6 FT SINGLE PIECE GRANITE ISLAND, QUIET CLOSE CABINETS & DRAWERS ON THE SIDE OF THE ISLAND, WITH PORCELIN ,A NEW SINK,GARBAGE DISPOSAL WITH BUTTON & POP UP ELECTRIC OUTLET ON THE SURFACE OF THE ISLAND. ALL NEW QUIET CLOSE WHITE CABINETS AND NEW HOODED VENT OVER STOVE TOP WITH GRANITE BACK SPLASH. NEW, WALL MICROWAVE AND CONVECTION OVEN, BRAND NEW FRENCH DOOR REFRIGERATOR. NEW FANS THOUGH OUT THE HOME, NEW HOT WATER HEATER, NEW WINDOW BLINDS, 6 INCH BASEBOARDS, NEW VERTICAL BLINDS FOR SLIDER, FRESHLY PAINTED KNOCK DOWN CEILING AND WALLS.

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,563
Principal & Interest: $2,563
Property taxes (est.): $815
Insurance (est.): $333
Estimated Total Monthly
$3,710
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,563
Property taxesest. at asking price, Duval County$815
HOAbilled annually$16
Estimated total, before insurance$3,393/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,067/yr · $589/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $282,700 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$377,713$377,713
2024$367,980$367,980 $319
2023$361,316$361,316
2022$362,964$362,964
2021$250,002$126,021
2020$236,648$123,591

2025 property taxes (current owner): $7,067/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 20, 2026Price change$499,000$41,000
  • Jul 7, 2026Listed$540,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000
Price / Sq Ft$238
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,094
Total Structure Area2,094 sq ft
Acres0.32 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address10346 Triple Crown Avenue, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionLexington Place
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size13,939.2 sq ft
Lot Dimensions80 x 175 x 80
Parcel Number1556435205
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Dishwasher, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Hot Water
CoolingCentral Air, Zoned
FlooringStone, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchGlass Enclosed, Rear Porch
FencingOther, Back Yard, Vinyl
RoofShingle
ConstructionBrick, Concrete
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 8, 2026
Days on Market45
HOA Fees$187 / Annually
HOA FrequencyAnnually
HOA NameBanning Mgmt. Inc
Tax Amount$7,067.08
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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