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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active Under Contract

$460,000Active Under Contract4 bd · 2 ba · 2,184 sq ft

Active Under Contract·51 days on market

5312 Blue Pacific Drive W

Jacksonville, FL 32257

$460,000$211/sqftEst. $2,508/mo mortgageMLS# 2164479
↓ $5,000 below original list
4
Beds
2
Baths
2,184
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone XHOA $46/mo16,117 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to 5312 Blue Pacific Dr W, where modern design, thoughtful upgrades, and a private natural setting come together in the heart of Mandarin. Situated on a desirable corner lot, this beautifully renovated home offers a spacious split-bedroom floor plan, multiple living areas, and a backyard overlooking a peaceful nature preserve. Step inside to LVP flooring throughout, soaring ceilings, designer light fixtures, and custom architectural details. The spacious family room features a fireplace and flows into the breakfast area and beautifully renovated kitchen, creating an inviting space for everyday living and entertaining. The kitchen showcases new white shaker cabinetry, quartz countertops, custom tile backsplash, brass hardware, brand-new stainless steel appliances, and an expansive peninsula with bar seating.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,508
Property taxesest. at asking price, Duval County$751
HOAbilled annually$46
Estimated total, before insurance$3,305/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,805/yr · $234/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,508
Principal & Interest: $2,508
Property taxes (est.): $751
Insurance (est.): $307
Estimated Total Monthly
$3,566
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,485 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,805/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Active Under Contract$460,000
  • Oct 1, 2026Price change$460,000−$5,000
  • Sep 11, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5261 Hoof Print Drive N, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCOct 2026$369,000$2023/21,828800.6
11238 Irish Moss Drive, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$389,900$2163/21,80760.8
4891 Northford Place E, Jacksonville, FL 32257Listed by RE/MAX SPECIALISTSSep 2026$310,000$1774/21,750980.9
4832 Wallingford Place W, Jacksonville, FL 32257Listed by ROUND TABLE REALTYOct 2026$385,000$2033/21,900161
10443 Osprey Nest Drive W, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYOct 2026$350,000$2233/21,571261.2
11250 Cloverhill Circle W, Jacksonville, FL 32257Listed by MASH REALTY SERVICES, LLCOct 2026$395,000$2423/21,63201.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$460,000
Price / Sq Ft$211
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,184
Acres0.37 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address5312 Blue Pacific Drive W, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionEden Place
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size16,117.2 sq ft
Parcel Number1556180595

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 11, 2026
Days on Market51
HOA Fees$550 / Annually
HOA FrequencyAnnually
Tax Amount$2,804.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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