This home is in Jacksonville — a home near Mandarin High School.
Sold·Closed Sep 18, 2026·61 days on market·Recent sales in Mandarin
2856 Sutton Estates Circle S
Jacksonville, FL 32223
About this home
Jacksonville
Welcome home to this charming 3-bed, 2-bath residence offering 1,405 sq ft of comfortable, well-designed living space. Built in 1994, this thoughtfully laid-out home features inviting interiors perfect for everyday living and easy entertaining. Located in a desirable, established neighborhood, you'll enjoy being just minutes from schools, shopping, restaurants, and essential amenities. Ideal for first-time buyers, downsizers, or investors seeking a solid opportunity, this home blends comfort, convenience, and location. WDO repairs have already been completed, giving you peace of mind and a smooth move-in experience. Don't miss your chance to own in one of the area's most popular communities.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,610 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $259,112 | $111,037 | — |
| 2024 | $259,402 | $107,201 | — |
| 2023 | $232,658 | $102,623 | — |
| 2022 | $225,969 | $98,178 | ▲ $11,365 |
| 2021 | $189,027 | $93,863 | ▲ $24,854 |
| 2020 | $160,181 | $91,877 | — |
2025 property taxes (current owner): $2,517/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 19, 2026Closed$341,500
- Sep 1, 2026Active Under Contract$341,500
- Aug 21, 2026Active$341,500
- Aug 12, 2026Active Under Contract$341,500
- Jul 24, 2026Price change$341,500−$3,400
- Jul 15, 2026Price change$344,900−$4,100
- Jul 1, 2026Listed$349,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $243/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12261 Sutton Estates Drive, Jacksonville, FL 32223Listed by REAL BROKER LLC | Sep 2026 | $350,000 | $267 | 3/2 | 1,313 | 32 | 0.1 |
| 2834 Mandarin Meadows Drive N, Jacksonville, FL 32223Listed by WATSON REALTY CORP | Jul 2026 | $445,000 | $286 | 3/2 | 1,558 | 27 | 0.3 |
| 3044 Marbon Estates Lane S, Jacksonville, FL 32223Listed by HOUWZER, INC. | Sep 2026 | $340,000 | $220 | 3/2 | 1,543 | 4 | 0.4 |
| 12310 Cormorant Court, Jacksonville, FL 32223Listed by ANDERSON REALTY | Jul 2026 | $430,000 | $288 | 3/2 | 1,494 | 40 | 0.5 |
| 12202 Mayors Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORP | Oct 2026 | $329,900 | $226 | 3/2 | 1,458 | 110 | 0.6 |
| 12340 Macaw Drive, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $394,100 | $221 | 3/2 | 1,782 | 3 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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