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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Mandarin High School.

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Active

Active·101 days on market

12202 Mayors Drive

Jacksonville, FL 32223

$339,900$233/sqftEst. $1,746/moMLS# 2144821
3
Beds
2
Baths
1,458
Sq Ft
1983
Built
2
Garage
No
Pool

About this home

Jacksonville

Looking for space, privacy, and flexibility? This 3-bedroom, 2-bath home sits on an impressive 0.34-acre fenced corner lot with approximately 92' x 159' of outdoor space--an increasingly hard-to-find feature in Mandarin. With no HOA and no CDD, you have more freedom to enjoy the property your way. The spacious backyard offers plenty of room to create your own outdoor oasis, with pool potential and ample space for entertaining, gardening, and RV parking. The fenced yard provides privacy and room to spread out, which is difficult to find in newer homes. Inside, you'll find 1,458 square feet of living space, 3 bedrooms, 2 bathrooms and a 2-car garage. The home's location in Mandarin provides convenient access to shopping, dining, schools, parks, and major roadways. The value here is the combination: a comfortable 3/2 home + an oversized fenced lot + corner location + NO HOA + NO CDD. I

Cost to own

Mortgage calculator

$339,900
$67,980
Loan Term
Monthly Payment
$1,746
Principal & Interest: $1,746
Property taxes (est.): $555
Insurance (est.): $227
Estimated Total Monthly
$2,527
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,746
Property taxesest. at asking price, Duval County$555
Estimated total, before insurance$2,301/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,202/yr · $434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$294,700$258,716
2024$258,808$235,197 $6,168
2023$221,546$213,816
2022$214,928$194,379 $11,162
2021$179,891$176,709 $15,053
2020$160,645$160,645

2025 property taxes (current owner): $5,202/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle, Wood — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Price change$339,900$10,000
  • Jul 16, 2026Price change$349,900$30,000
  • May 12, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$339,900
Price / Sq Ft$233
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,458
Acres0.34 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12202 Mayors Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size14,810.4 sq ft
Lot Dimensions92 x 159
Parcel Number1057223160

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Garage

Exterior

Lot DescriptionCorner Lot, Few Trees
Patio / PorchPatio
FencingBack Yard, Wood
RoofShingle, Wood
ConstructionFrame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 12, 2026
Days on Market94
Tax Amount$5,202.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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