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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Active·Listed today

1701 1st Street N B-10

Jacksonville Beach, FL 32250

$650,000$433/sqftEst. $3,600/moMLS# 2153260
↓ $150,000 below original list
2
Beds
2.5
Baths
1,500
Sq Ft
1983
Built
—
Garage
No
Pool
FEMA Zone XHOA $546/mo436 sqft lotWaterfrontCondominium2 stories

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About this home

Jacksonville Beach

Wake up to breathtaking ocean views and enjoy your morning coffee from your private balcony overlooking the Atlantic. This exceptional beachfront condo offers the perfect vantage point for spectacular sunrises, sunsets, peaceful evenings under the stars, meteor showers, and even rocket launches. With only 14 units in this intimate, two-story community, you'll enjoy a quiet, low-density lifestyle. Your balcony provides a front-row seat to fireworks, air shows, Sea & Sky Spectacular events, and other beachfront celebrations. Ideally located in the heart of Jacksonville Beach, you're just steps from the sand and within walking distance of restaurants, shopping, and local attractions. All current special assessments have been paid; the building has completed its required inspections; this unit required no major repairs; and low HOA fees make this an exceptional value.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Duval County$1,061
HOAbilled monthly$546
Estimated total, before insurance$5,208/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,572/yr · $381/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,095
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 6:58 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$586,250$245,279—
2024$586,250$237,659—
2023$586,250$229,281—
2022$526,500$221,147—
2021$483,300$213,250—
2020$395,550$209,616—

2025 property taxes (current owner): $4,572/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 12, 2026Price change$650,000−$25,000
  • Sep 28, 2026Pending$675,000
  • Sep 9, 2026Price change$675,000−$25,000
  • Aug 26, 2026Price change$700,000−$40,000
  • Aug 18, 2026Price change$740,000−$10,000
  • Jul 21, 2026Price change$750,000−$50,000
  • Jul 2, 2026Listed$800,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $446/sq ft; this home is listed at $433/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1901 1st Street 506, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJul 2026$1,125,000$7413/21,518160.2
1412 1st Street N 102, Jacksonville Beach, FL 32250Listed by UNITED REAL ESTATE GALLERYJun 2026$669,000$4463/21,500840.2
320 13th Avenue, Jacksonville Beach, FL 32250Listed by RE/MAX UNLIMITEDJul 2026$380,000$3422/1.51,110830.3
342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$670,000$3573/3.51,8765170.9
602 1st Street, Neptune Beach, FL 32266Listed by NON MLS (realMLS)Sep 2026$910,000$7112/1.51,28001.1
1035 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$571,000$3253/3.51,75601.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$433
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,500
Total Structure Area1,500 sq ft
Acres0.01 acres
Year Built1983
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address1701 1st Street N B-10, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionSeaquest
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1747461040
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Parking Lot
Waterfront TypeOcean Front

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedOctober 12, 2026
Days on Market85
HOA Fees$545.92 / Monthly
HOA FrequencyMonthly
HOA NameAssocia Management
Tax Amount$4,571.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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