Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Park, Jacksonville Beach.

Photo 1 / 50
Sold

Sold·Closed Aug 26, 2026·517 days on market·Recent sales in Atlantic Park·Atlantic Park

342 4th Street N

Jacksonville Beach, FL 32250

$670,000sold priceListed at $698,000 · 96% of asking$357/sqftMLS# 2072884
3
Beds
3.5
Baths
1,876
Sq Ft
2019
Built
1
Garage
No
Pool

All Atlantic Park homes for sale →Search Atlantic Park on the map

FEMA Zone XNo HOA3,049 sqft lotTownhouse3 stories

About this home

Atlantic Park

Coastal 3 Bedroom Townhome | Jacksonville Beach | Primary Residence, Second Home, or Airbnb Investment. Long Term Rental offered furnished or unfurnished. The best real estate decisions are the ones that pay you back. This stunning 3 bedroom, 3.5 bathroom townhome in Jacksonville Beach is not just a place to live. It is a performing asset in one of Northeast Florida's most in-demand short term rental markets, wrapped inside a beautifully designed coastal home that guests will book on repeat and owners will never want to leave. Less than five minutes to the sand. Walking distance to Jacksonville Beach's most popular restaurants, cafés, boutiques, and entertainment. A location that sells itself every single time a traveler opens their phone and searches for a beach getaway on the First Coast.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,711
Property taxesest. at asking price, Duval County$1,094
Estimated total, before insurance$4,805/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,743/yr · $729/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$670,000
$134,000
Loan Term
Monthly Payment
$3,711
Principal & Interest: $3,711
Property taxes (est.): $1,094
Insurance (est.): $447
Estimated Total Monthly
$5,252
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,816 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$470,803$470,803—
2024$494,739$458,466—
2023$460,604$416,788—
2022$434,996$378,899—
2021$344,454$344,454—
2020$335,406$335,406—

2024 property taxes (current owner): $8,743/yr

Estimated taxes if purchased at asking price: ~$13,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Closed$698,000
  • Aug 7, 2026Pending$698,000
  • Jun 13, 2026Listed$698,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $325/sq ft; this home is listed at $372/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
525 3rd Street N 315, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCJun 2026$465,000$3392/21,373510.2
722 2nd Avenue N, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJun 2026$660,000$3824/2.51,7303270.2
616 2nd Avenue N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCOct 2025$603,100$3103/2.51,94640.2
1003 N 1st Avenue, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$645,000$3144/3.52,05100.4
12 N Beach Way, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$651,000$3174/3.52,0511990.4
1035 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$571,000$3253/3.51,75600.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$698,000
Price / Sq Ft$372
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,876
Total Structure Area2,280 sq ft
Acres0.07 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address342 4th Street N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionAtlantic Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size3,049.2 sq ft
Parcel Number1738330030

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories3
LevelsThree Or More
LaundryUpper Level

Exterior

Exterior FeaturesBalcony
FencingFenced, Back Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 13, 2026
Days on Market517
Tax Amount$8,743.21
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Park

Atlantic Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Atlantic Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines