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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine Shores, St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Aug 5, 2026·28 days on market·Recent sales in St Augustine Shores·St Augustine Shores

474 Casuarina Circle

St. Augustine, FL 32086

$305,000sold priceListed at $325,000 · 93.8% of asking$212/sqftMLS# 2151828
2
Beds
2
Baths
1,438
Sq Ft
1981
Built
1
Garage
No
Pool

26 more homes for sale in St Augustine Shores →Search St Augustine Shores on the map

FEMA Zone XHOA $34/mo12,197 sqft lotSingle Family Residence1 story

About this home

St Augustine Shores

Enjoy peaceful preserve views and a lifestyle designed for outdoor living. Set on a spacious .28-acre lot, this inviting home offers plenty of room to relax, entertain, or gather with family and friends. Unwind on the covered screened lanai, enjoy cookouts on the deck, or sip your morning coffee on the front patio. A short stroll leads to Canopy Park with scenic walking trails and a playground, while the community pier, swimming pool, and multipurpose sports field provide endless opportunities for recreation. RV and boat storage inside neighborhood. Inside, the bright open floor plan features luxury vinyl plank flooring, custom kitchen cabinetry, stainless steel appliances, updated baths, and a versatile bonus room that can serve as a home office, guest room, or game room. This home has been completely replumbed, HVAC system is two years old, and water heater is only six years old. Come experience the perfect blend of comfort and outdoor living--schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,689
Property taxesest. at asking price, St. Johns County$406
HOAbilled monthly$34
Estimated total, before insurance$2,129/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,244/yr · $354/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,689
Principal & Interest: $1,689
Property taxes (est.): $406
Insurance (est.): $203
Estimated Total Monthly
$2,299
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$290,281$290,281—
2024$288,212$171,043—
2023$282,237$164,605—
2022$259,791$158,354—
2021$202,285$152,285—
2020$170,330$44,296—

2025 property taxes (current owner): $4,244/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$325,000
  • Jul 22, 2026Pending$325,000
  • Jun 25, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORPOct 2026$351,000$2433/21,447800.1
429 Altara Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$388,000$2603/21,490760.2
398 Madruga Avenue, St. Augustine, FL 32086Listed by WATSON REALTY CORPJun 2026$205,000$1662/21,2371900.2
4010 Barbara Terrace, St. Augustine, FL 32086Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$415,000$2483/21,67690.4
1023 Viscaya Boulevard, St. Augustine, FL 32086Listed by IHEART REALTY INCJun 2026$375,000$2773/21,356210.6
394 Balearics Drive, St. Augustine, FL 32086Listed by SAVVY AVENUE, LLC.Jun 2026$395,000$2203/21,798330.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$226
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,438
Acres0.28 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address474 Casuarina Circle, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionSt Augustine Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size12,196.8 sq ft
Parcel Number2841160730

Amenities

AmenitiesPool, Boat Dock, Clubhouse, Golf Course, Jogging Path, Park, Playground, RV/Boat Storage, Water
Community FeaturesSidewalks, Fishing, Suburban
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryIn Garage
SecuritySmoke Detector(s)

Exterior

Lot DescriptionIrregular Lot, Wooded
Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionBlock, Concrete
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 25, 2026
Days on Market28
HOA Fees$33.73 / Monthly
HOA FrequencyMonthly
Tax Amount$4,243.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PUBLIC SERVICES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine Shores

St Augustine Shores is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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