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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in King & Bear at World Golf Village, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Aug 25, 2026·57 days on market·Recent sales in King & Bear at World Golf Village·King & Bear at World Golf Village

4232 S Franklinia Street

St. Augustine, FL 32092

$629,900sold priceListed at $629,900 · 100% of asking$223/sqftMLS# 2152830
4
Beds
3
Baths
2,823
Sq Ft
2006
Built
3
Garage
No
Pool

11 more homes for sale in King & Bear at World Golf Village →Search King & Bear at World Golf Village on the map

FEMA Zone XHOA $215/mo13,068 sqft lotSingle Family Residence2 stories

About this home

King & Bear at World Golf Village

Tucked into a wooded cul-de-sac in gated King & Bear at World Golf Village, 4232 S Franklinia Street offers the privacy, updates, and flexible space buyers are looking for. Set on a 0.30-acre preserve-backed lot, this 4-bedroom, 3-bath home features 2,823 square feet of living area, a 3-car garage, and a mostly main-level floor plan with an oversized upstairs bonus/4th bedroom and full bath. Inside, acacia hardwood floors, fresh neutral paint, soaring ceilings, updated baths, and statement lighting create a warm, polished feel. The main living area flows easily from the kitchen and café/breakfast space to the great room with a wood-burning fireplace, making the home comfortable for everyday living and easy entertaining. The main-level primary suite includes a refreshed bath with new cabinetry, fixtures, lighting, flooring, and Kohler medicine cabinets. Major recent improvements include updated flooring, premium tile in baths/laundry, new toilets, whole-house paint refresh, 2024 water

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,489
Property taxesest. at asking price, St. Johns County$838
HOAbilled quarterly$215
Estimated total, before insurance$4,542/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,149/yr · $596/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$629,900
$125,980
Loan Term
Monthly Payment
$3,489
Principal & Interest: $3,489
Property taxes (est.): $838
Insurance (est.): $420
Estimated Total Monthly
$4,747
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $660,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$544,722$494,000—
2024$534,962$471,113—
2023$545,610$419,209—
2022$526,262$381,099—
2021$346,454$346,454—
2020$341,954$341,954—

2025 property taxes (current owner): $7,149/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$629,900
  • Jul 26, 2026Active Under Contract$629,900
  • Jul 22, 2026Price change$629,900−$20,000
  • Jun 29, 2026Listed$649,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4878 Boat Landing Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$655,000$1954/3.53,359600.6
741 Flowers Street, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$530,000$1535/33,4591030.9
107 Providence Drive, St. Augustine, FL 32092Listed by VILANO CREEK VENTURES LLCSep 2026$520,000$2244/32,32521
757 Flowers Street, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$524,900$2365/32,221121
62 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLCOct 2026$425,000$2064/32,0661221.2
199 Osprey Mills Lane, St. Augustine, FL 32092Listed by 1 REALTY CORPSep 2026$498,000$2414/32,066201.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$629,900
Price / Sq Ft$223
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,823
Total Structure Area2,823 sq ft
Acres0.30 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address4232 S Franklinia Street, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv King Andbear
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,068 sq ft
Lot Dimensions85x146x113x191
Parcel Number2881051370
ZoningResidential

Amenities

AmenitiesBasketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Multi Units, Zoned
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level
SecurityFire Alarm, Security Lights, Security System Owned

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 29, 2026
Days on Market57
HOA Fees$645 / Quarterly
HOA FrequencyQuarterly
HOA NameSix Mile Creek North
Tax Amount$7,148.81
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About King & Bear at World Golf Village

King & Bear at World Golf Village is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all King & Bear at World Golf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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