Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a home near Allen D. Nease High School.

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Active

Active·3 days on market

87 Hidden Meadows Road

St. Augustine, FL 32095

$265,000$239/sqftEst. $1,351/moMLS# 2152822

Beds

Baths

1,109

Sq Ft

2024

Built

—

Garage

Pool

About this home

St. Augustine

Experience luxury modern living in this beautifully designed townhome, surrounded by green open spaces that creates a vibrant and welcoming community. Conveniently located nearby A rated schools, renowned hospitals, premium shopping outlets, pristine beaches, the historic district of St Augustine and the regional airport. This spacious open concept floor plan allows an abundant natural light through the main living areas and flows seamlessly into the kitchen, that features a generous sized island, perfect for everyday meals, entertaining and gathering with family and friends. Upstairs you'll find a well maintained primary suite, Junior suite and a conveniently located laundry room. Thoughtful upgrades includes a screened patio, glass-enclosed showers, pendant lighting, and more. Enjoy the convenience of a worry free low maintenance lifestyle in a desirable location. For serious buyer, furnishing can be conveyed with an acceptable offer.

Cost to own

Mortgage calculator

Home Price

$265,000

Down Payment: 20%

$53,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,351

Principal & Interest: $1,351

Property taxes (est.): $353

Insurance (est.): $177

Estimated Total Monthly

$1,880

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,351

Property taxesest. at asking price, St. Johns County$353

HOAbilled monthly$117

Estimated total, before insurance$1,821/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,107/yr · $176/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $2,300,000 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$194,596	$143,874	—
2024	$40,000	$40,000	—

2025 property taxes (current owner): $2,107/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,278 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History