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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stokes Landing, St. Augustine — a home near Allen D. Nease High School.

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Sold

Sold·Closed Sep 28, 2026·2 days on market·Recent sales in Stokes Landing·Stokes Landing

32 Sage Branch Street

St. Augustine, FL 32095

$282,000sold priceListed at $282,000 · 100% of asking$216/sqftMLS# 2161874
3
Beds
2.5
Baths
1,308
Sq Ft
2024
Built
—
Garage
No
Pool

14 more homes for sale in Stokes Landing →Search Stokes Landing on the map

FEMA Zone XHOA $117/moTownhouse2 stories

About this home

Stokes Landing

MODEL HOME!! The Springfield townhome is a thoughtfully designed floor plan that offers a surprising amount of space and comfort within approximately 1,308 square feet. With three bedrooms and 2.5 bathrooms, this inviting two-story home is ideal for homeowners seeking a functional layout that still feels open and bright. The main level features a seamless flow between the kitchen and living area, creating a welcoming environment for both relaxing and entertaining. The kitchen is designed with ample counter space and storage, making meal preparation easy while staying connected to family and guests in the adjacent living room. Sliding glass doors bring in generous natural light, filling the home with warmth and enhancing the open feel of the living spaces throughout the day. Upstairs, the primary suite provides a peaceful retreat, complete with a spacious walk-in closet and a well-appointed bathroom with a large vanity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,562
Property taxesest. at asking price, St. Johns County$375
HOAbilled quarterly$117
Estimated total, before insurance$2,054/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$282,000
$56,400
Loan Term
Monthly Payment
$1,562
Principal & Interest: $1,562
Property taxes (est.): $375
Insurance (est.): $188
Estimated Total Monthly
$2,125
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,354 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 29, 2026Closed$282,000
  • Aug 28, 2026Pending$282,000
  • Aug 28, 2026Price change$282,000+$34,290
  • Aug 26, 2026Listed$247,710

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
290 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCSep 2026$250,990$2262/2.51,1091120.1
286 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCSep 2026$250,000$2252/2.51,1091170.1
300 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCSep 2026$254,990$2302/2.51,109950.1
308 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCAug 2026$289,990$2223/2.51,308160.1
296 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCAug 2026$277,990$2133/2.51,3081070.1
282 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCAug 2026$296,000$2263/2.51,308170.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$282,000
Price / Sq Ft$216
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,308
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address32 Sage Branch Street, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionSTOKES LANDING
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0743210010

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingOther
ViewPond

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchRear Porch
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 26, 2026
Days on Market2
HOA Fees$350 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stokes Landing

Stokes Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Stokes Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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