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This home is in St. Augustine — a home near Allen D. Nease High School.

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Active

Active·16 days on market

42 Sage Branch Street

St. Augustine, FL 32095

$246,290$188/sqftEst. $1,304/moMLS# 2162900

Beds

2.5

Baths

1,308

Sq Ft

2024

Built

—

Garage

Pool

About this home

St. Augustine

Cash Buyer sales price with NO INCENTIVES! The Springfield townhome is a thoughtfully designed floor plan that offers a surprising amount of space and comfort within approximately 1,308 square feet. With three bedrooms and 2.5 bathrooms, this inviting two-story home is ideal for homeowners seeking a functional layout that still feels open and bright. The main level features a seamless flow between the kitchen and living area, creating a welcoming environment for both relaxing and entertaining. The kitchen is designed with ample counter space and storage, making meal preparation easy while staying connected to family and guests in the adjacent living room. Sliding glass doors bring in generous natural light, filling the home with warmth and enhancing the open feel of the living spaces throughout the day. Upstairs, the primary suite provides a peaceful retreat, complete with a spacious walk-in closet and a well-appointed bathroom with a large vanity.

Cost to own

Mortgage calculator

Home Price

$246,290

Down Payment: 20%

$49,258

Interest Rate: 6.95%

Loan Term

Monthly Payment

$1,304

Principal & Interest: $1,304

Property taxes (est.): $328

Insurance (est.): $164

Estimated Total Monthly

$1,796

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,304

Property taxesest. at asking price, St. Johns County$328

HOAbilled quarterly$117

Estimated total, before insurance$1,749/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,354 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 1, 2026Listed$246,290

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$246,290

Price / Sq Ft$188

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,308

Year Built2024

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUnder Construction

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address42 Sage Branch Street, St. Augustine, FL 32095

Area313-Whitecastle/Airport Area

SubdivisionSTOKES LANDING

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0743210040

Amenities

UtilitiesOther

SewerPublic Sewer

Water SourcePublic

Green / EnergyDoors, Windows

ParkingOther

ViewPond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchRear Porch

RoofShingle

ConstructionOther, Fiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedSeptember 1, 2026

Days on Market6

HOA Fees$350 / Quarterly

HOA FrequencyQuarterly

Listing TermsCash

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Keep looking

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