This home is in Greenleaf Village, Ponte Vedra.
$509,900Pending3 bd · 2.5 ba · 2,204 sq ft
Pending·143 days on market·Greenleaf Village
40 Howland Drive
Ponte Vedra, FL 32081
8 more homes for sale in Greenleaf Village →Search Greenleaf Village on the map
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About this home
Greenleaf Village
This 3 bedroom, 2.5 bath home offers a versatile flex space ideal for a 4th bedroom, playroom, media room, or home office. The kitchen features 42" cabinetry, granite countertops, stainless steel appliances, and generous workspace, opening seamlessly to the main living and dining areas. Enjoy a fully fenced backyard with a tree-lined backdrop, covered patio, and plenty of space for outdoor living. Additional features include a 2-car garage and ample storage. Greenleaf Village residents enjoy access to Nocatee's renowned amenities, including resort-style pools, Splash and Spray Water Parks, fitness facilities, parks, playgrounds, sports fields, dog parks, miles of trails, community events, shopping, and dining, all with convenient access to Ponte Vedra Beach.
Next steps in Greenleaf Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,705 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)21 min drive · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area14 min drive · 3.3 mi of trails
Closest public boat ramp
Palm Valley Public Landingabout 5 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 5 mi · Intracoastal Waterway
Closest youth league fields
Nocatee Community Park11 min drive · Soccer
Closest grocery store
Publixabout 0.9 mi · 75 Irondale Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $446,996 | $446,996 | — |
| 2025 | $467,573 | $435,906 | — |
| 2024 | $456,432 | $396,278 | — |
| 2023 | $456,168 | $360,253 | — |
| 2022 | $409,079 | $327,503 | — |
| 2021 | $297,730 | $297,730 | — |
| 2020 | $277,550 | $277,550 | — |
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 6, 2026Pending$509,900
- Oct 6, 2026Price change$509,900−$15,100
- Sep 16, 2026Price change$525,000−$14,990
- Jul 22, 2026Price change$539,990−$10,010
- Jun 24, 2026Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 620 Howland Drive, Ponte Vedra, FL 32081Listed by LOKATION | Sep 2026 | $585,000 | $247 | 3/2.5 | 2,364 | 34 | 0.5 |
| 341 Aspen Leaf Drive, Jacksonville, FL 32081Listed by NAVY TO NAVY HOMES LLC | Oct 2026 | $545,000 | $199 | 4/3.5 | 2,745 | 85 | 0.9 |
| 131 Old Carriage Court, Jacksonville, FL 32081Listed by RE/MAX SPECIALISTS PV | Oct 2026 | $538,000 | $245 | 3/2 | 2,199 | 5 | 1 |
| 1305 Sylvie Lane, Ponte Vedra, FL 32081Listed by CHAD AND SANDY REAL ESTATE GROUP | Oct 2026 | $600,000 | $259 | 4/3 | 2,315 | 20 | 1 |
| 12127 Endeavor Drive, Jacksonville, FL 32256Listed by JACKSONVILLE TBI REALTY, LLC | Oct 2026 | $775,000 | $288 | 3/3 | 2,690 | 105 | 1.4 |
| 320 Wingstone Drive, Jacksonville, FL 32081Listed by WATSON REALTY CORP | Nov 2026 | $545,000 | $256 | 3/2 | 2,128 | 24 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Greenleaf Village
Greenleaf Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Greenleaf Village homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines