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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Greenleaf Village, Ponte Vedra.

Pending

Pending·153 days on market·Greenleaf Village

64 Carrier Drive

Ponte Vedra, FL 32081

$395,000$179/sqftEst. $2,188/moMLS# 2083471
↓ $100,000 below original list
3
Beds
2.5
Baths
2,204
Sq Ft
2011
Built
2
Garage
No
Pool

9 more homes for sale in Greenleaf Village →Search Greenleaf Village on the map

FEMA Zone XHOA $23/mo7,841 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Greenleaf Village

SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Bankruptcy short sale will take about 120 days to get response on offer from lien holders. Needs TLC. 3 bedroom 2 bath home with 2,204 sq feet and a 2 car garage. Roof replaced in 2025 and HVAC is from 2021.

Next steps in Greenleaf Village

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, St. Johns County$526
HOAbilled annually$23
Estimated total, before insurance$2,737/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,186/yr · $182/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $526
Insurance (est.): $263
Estimated Total Monthly
$2,977
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $595,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$469,253$0—
2024$458,397$0—
2023$450,009$226,502—
2022$400,535$218,449—
2021$289,951$210,630—
2020$269,337$207,032—

2024 property taxes (current owner): $2,186/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Pending$395,000
  • Sep 15, 2026Price change$395,000−$30,000
  • Aug 1, 2026Price change$425,000−$70,000
  • May 14, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
620 Howland Drive, Ponte Vedra, FL 32081Listed by LOKATIONSep 2026$585,000$2473/2.52,364340.5
57 Puritan Road, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2026$732,500$2654/32,764390.5
360 Citrus Ridge Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$769,000$3064/32,516850.5
110 White Marsh Drive, Jacksonville, FL 32081Listed by LOKATIONAug 2026$590,000$2683/22,20020.9
341 Aspen Leaf Drive, Jacksonville, FL 32081Listed by NAVY TO NAVY HOMES LLCOct 2026$545,000$1994/3.52,745851.1
129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATEOct 2026$447,000$1803/2.52,477341.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$179
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,204
Acres0.18 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address64 Carrier Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionGreenleaf Village
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size7,840.8 sq ft
Parcel Number0232340550

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesNone
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedMay 14, 2026
Days on Market346
HOA Fees$280 / Annually
HOA FrequencyAnnually
Tax Amount$2,186.48
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 7 STAR REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Greenleaf Village

Greenleaf Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Greenleaf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines