Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Aberdeen, St. Johns — a home near Bartram Trail High School.

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Active Under Contract

Active Under Contract·47 days on market·Aberdeen

294 Grampian Highlands Drive

St. Johns, FL 32259

$459,000$225/sqftEst. $2,367/moMLS# 2152039

Beds

Baths

2,041

Sq Ft

2017

Built

Garage

Pool

About this home

Aberdeen

Beautiful split, 4 br, 3 bath home situated on a private preserve. The open concept features a spacious kitchen overlooking large living room & dining area that naturally flow to a 24'x9' screened covered porch. Family & guests will enjoy conversations as they sit at the large kitchen island as meals are prepared. The kitchen is fully equipped, boasting 42'' full overlay shaker-style antique white cabinets with chocolate glazing & crown molding, granite countertops with a farmhouse stainless steel sink, tile backsplash, & stainless steel appliances. You'll love the wood-look tile that runs throughout all of the common areas & baths. Other amenities include a large owner's retreat with a step-tray ceiling & crown molding, a luxurious bath with both a garden tub & separate shower, a gas stove operated off of natural gas (there is a stub out on the back porch as well for a grill), pavers that extend beyond the covered area for additional seating & perhaps a future firepit, low

Cost to own

Mortgage calculator

Home Price

$459,000

Down Payment: 20%

$91,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,367

Principal & Interest: $2,367

Property taxes (est.): $611

Insurance (est.): $306

Estimated Total Monthly

$3,284

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,367

Property taxesest. at asking price, St. Johns County$611

HOAbilled annually$4

Estimated total, before insurance$2,982/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,293/yr · $524/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$404,322	$254,403	—
2024	$409,648	$246,526	—
2023	$422,937	$237,889	—
2022	$357,174	$229,504	—
2021	$290,306	$221,363	—
2020	$246,697	$191,508	—

2025 property taxes (current owner): $6,293/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,575 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 25, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,000

Price / Sq Ft$225

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,041

Total Structure Area2,751 sq ft

Acres0.18 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryFreedom Crossing Academy

MiddleFreedom Crossing Academy

HighBartram Trail

Community Information

Address294 Grampian Highlands Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionAberdeen

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size7,840.8 sq ft

Parcel Number0097625860

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Management - Off Site, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)