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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns.

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Sold

Sold·Closed Aug 13, 2026·299 days on market·Recent sales in Beachwalk·Beachwalk

419 Rum Runner Way

St. Johns, FL 32259

$527,500sold priceListed at $534,900 · 98.6% of asking$211/sqftMLS# 2113423
4
Beds
3
Baths
2,503
Sq Ft
2023
Built
2
Garage
No
Pool

32 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $542/mo5,227 sqft lotSingle Family Residence2 stories

About this home

Beachwalk

Best value in Beachwalk's gated Atlantica Isles 4 bedroom, 3 bath townhome with over 2,500 sq ft, water views, and a CDD bond already paid off. This move in ready home offers a spacious, well designed layout ideal for both everyday living and entertaining. CDD bond paid off a meaningful advantage in Florida, where many communities include additional annual CDD bond fees. The open concept kitchen flows seamlessly into the main living and dining areas, creating a bright and functional space with plenty of natural light. Large sliding glass doors open to the backyard, enhancing indoor outdoor living and bringing in even more natural light. A first floor bedroom and full bath provide added flexibility for guests, a home office, or multi generational living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,922
Property taxesest. at asking price, St. Johns County$702
HOAbilled quarterly$542
Estimated total, before insurance$4,166/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,665/yr · $472/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$527,500
$105,500
Loan Term
Monthly Payment
$2,922
Principal & Interest: $2,922
Property taxes (est.): $702
Insurance (est.): $352
Estimated Total Monthly
$3,975
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $580,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$473,808$418,086—
2024$494,695$439,695—
2023$115,000$115,000—
2022$134,400$132,000—
2021$120,000$120,000—
2020$110,000$110,000—

2024 property taxes (current owner): $5,665/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$534,900
  • Aug 5, 2026Pending$534,900
  • Oct 15, 2025Listed$534,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATIONAug 2026$395,000$2084/2.51,8951440.2
211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$400,000$1783/2.52,2531020.3
248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$420,000$2163/2.51,9431190.4
270 Clifton Bay Loop, St. Johns, FL 32259Listed by MOMENTUM REALTYAug 2026$414,900$2153/2.51,928370.4
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$940,000$2974/33,161180.9
95 Strobe Court, St. Augustine, FL 32095Listed by SUPER SELLERAug 2026$495,000$2133/2.52,326361

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$534,900
Price / Sq Ft$214
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,503
Total Structure Area3,247 sq ft
Acres0.12 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleHalf Duplex
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address419 Rum Runner Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size5,227.2 sq ft
Parcel Number0237170530

Amenities

AmenitiesBeach Access, Maintenance Grounds
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Gas Cooktop, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryUpper Level
SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Security System Owned
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
FencingFenced, Back Yard
RoofMetal
ConstructionConcrete

Additional Information

Date ListedOctober 15, 2025
Days on Market299
HOA Fees$1,626 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,664.58
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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