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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 9, 2026·49 days on market·Recent sales in Jacksonville Beach

3591 Kernan Boulevard 301

Jacksonville, FL 32224

$232,250sold priceListed at $235,000 · 98.8% of asking$194/sqftMLS# 2151476
3
Beds
2
Baths
1,200
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $481/mo436 sqft lotCondominium1 story

About this home

Jacksonville

Come see this beautiful first floor end unit condo in Avanti! Getting in and out easily with a parking spot right in front of the unit! Additionally a nearby garage for parking and storage! Once inside you will find a spacious layout, stainless steel appliances, pristine tile and spacious bedrooms. Updates include new AC in 2024, newer windows and water softener. This condo is ready to move into today! Come quick it wont last long.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,286
Property taxesest. at asking price, Duval County$379
HOAbilled monthly$481
Estimated total, before insurance$2,147/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,685/yr · $140/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$232,250
$46,450
Loan Term
Monthly Payment
$1,286
Principal & Interest: $1,286
Property taxes (est.): $379
Insurance (est.): $155
Estimated Total Monthly
$1,821
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$194,150$84,639—
2024$210,100$81,547—
2023$210,100$77,716—
2022$165,550$73,997—
2021$144,120$70,386—
2020$142,200$68,724—

2025 property taxes (current owner): $1,685/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Closed$235,000
  • Aug 26, 2026Pending$235,000
  • Aug 12, 2026Active Under Contract$235,000
  • Jun 19, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3591 Kernan Boulevard S 323, Jacksonville, FL 33224Listed by MORGAN PROPERTY MANAGEMENTSep 2026$163,000$1512/21,077140
3591 Kernan Boulevard S 715, Jacksonville, FL 32224Listed by SAVVY AVENUE, LLC.Aug 2026$160,000$1492/21,077480
3591 Kernan Boulevard 830, Jacksonville, FL 32224Listed by CROSSVIEW REALTYAug 2026$140,000$1551/1905500.1
12712 Josslyn Lane, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$315,000$2032/2.51,553970.5
3640 Summerlin Lane, Jacksonville, FL 32224Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC.Sep 2026$220,000$2052/2.51,074111.1
3518 Nightscape Circle, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$225,000$2092/2.51,078391.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$196
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,200
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address3591 Kernan Boulevard 301, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionAvanti
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size435.6 sq ft
Parcel Number1670676506

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned, Unassigned

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Exterior

Patio / PorchRear Porch, Screened

Additional Information

Date ListedJune 19, 2026
Days on Market49
HOA Fees$481 / Monthly
HOA FrequencyMonthly
Tax Amount$1,685.34
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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