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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·135 days on market

3591 Kernan Boulevard S 208

Jacksonville, FL 32224

$175,000$218/sqftEst. $969/mo mortgageMLS# 2148881
↓ $4,000 below original list
1
Beds
1
Baths
803
Sq Ft
2005
Built
—
Garage
No
Pool
FEMA Zone XHOA $323/moWaterfrontCondominium1 story

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About this home

Jacksonville

1BR/1BA condo in Avanti, Jacksonville. Ground-floor unit with pond views and screened porch. Updated bath with Jacuzzi walk-in shower. Move in ready 1BR/ 1BA ground floor Condo with hard surface flooring and NEW Jacuzzi walk in shower! Water views, resort-style amenities, and complete peace of mind! Imagine waking up, pouring a fresh cup of coffee, and stepping straight onto your private screened porch to enjoy calming water views and gentle Florida breezes. This stunning, beautifully updated ground-floor one bedroom condo offers the ultimate turnkey lifestyle in a highly desirable location. Inside, an open, light-filled floor plan welcomes you with seamless laminate flooring throughout. The home's premier highlight is the luxurious, fully remodeled bathroom, which now features a brand-new Jacuzzi walk-in modern glassed-in shower--creating a spa-like retreat right at home.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$323
Estimated total, before insurance$1,578/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$139,000$0—
2024$124,000$0—
2023$124,000$0—
2022$103,500$0—
2021$85,100$0—
2020$90,700$0▼ $2,800

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 18, 2026Price change$175,000−$4,000
  • Jun 5, 2026Listed$179,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3591 Kernan Boulevard S 127, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERYJul 2025$177,000$2201/1803140
3591 S Kernan Boulevard 206, Jacksonville, FL 32224Listed by COLDWELL BANKER VANGUARD REALTYFeb 2026$175,000$2181/18031030.1
3591 Kernan Boulevard 308, Jacksonville, FL 32224Listed by HOMETOWN REALTY OF DUVAL INCAug 2025$170,000$2121/18031770.1
3591 Kernan Boulevard 830, Jacksonville, FL 32224Listed by CROSSVIEW REALTYAug 2026$140,000$1551/1905500.2
3591 Kernan Boulevard S 807, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$160,000$1991/18031420.2
3591 Kernan Boulevard S 806, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$165,000$2051/1803310.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$175,000
Price / Sq Ft$218
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage803
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address3591 Kernan Boulevard S 208, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionAvanti
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1670676448
ZoningCondominium

Amenities

AmenitiesPool, Fitness Center, Gated
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest, Parking Lot
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Sprinkler System, Firewall(s), Security Gate, Security Lights, Smoke Detector(s)

Exterior

Patio / PorchPatio, Screened
ConstructionFrame, Stucco
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedJune 5, 2026
Days on Market74
HOA Fees$323 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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