This home is in Terra Costa, Jacksonville — a home near Atlantic Coast High School.
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Active·Listed today·Terra Costa
3108 Villa Vera Court
Jacksonville, FL 32246
About this home
Terra Costa
FIRST Showings at OPEN HOUSE on Saturday, 1st August. 10am - 1pm. Grab your Agent & do not miss this opportunity for a TOTALLY move-in ready home in the very Heart of Jacksonville. Upgrades you did not even know you needed. Garage ..fully foam insulated in attic and door, mini-split in place so ''climate controlled''. Park your car, use for extra living or work space. RARE opportunity. All NEW flooring (no carpet), New fans & lighting, Plenty of storage. Gas valve installed for grill on lanai and it STAYS with home. Electric sunshade on lanai.. STAYS. Plantation shutters throughout. Split bedrooms & separate laundry room with HVAC easy access in closet. Easy maintenance living. The special surprise is how peaceful and serene the back lanai is. Well maintained pond with NO neighbors across to disturb your privacy. Small park area at end of cul-de-sac for pet walking. This is THE ONE you have been waiting for.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,241/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 30, 2026Listed$482,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Terra Costa
Terra Costa is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Terra Costa homes for sale →Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines