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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 18, 2026·50 days on market·Recent sales in Jacksonville Beach

3591 Kernan Boulevard 830

Jacksonville, FL 32224

$140,000sold priceListed at $149,000 · 94% of asking$155/sqftMLS# 2150402
1
Beds
1
Baths
905
Sq Ft
2005
Built
—
Garage
No
Pool
FEMA Zone XHOA $324/mo436 sqft lotCondominium1 story

About this home

Jacksonville

Welcome home to this bright, move-in ready condo in the gated Avanti community! Ideally located just minutes from Jacksonville Beach, UNF, Mayo Clinic, the St. Johns Town Center, and major commuter routes, this one-bedroom, one-bath home is perfect for first-time buyers, downsizers, students, healthcare professionals, or anyone seeking low-maintenance living. Located on the third floor with no upstairs neighbors, it offers abundant natural light, a cozy wood-burning fireplace, a flexible bonus nook ideal for a home office or reading space, in-unit laundry, designated dining room and a brand-new AC (2026). Enjoy assigned parking, a pet-friendly community, and an HOA that maintains the exterior, giving you more time to enjoy life and less time on upkeep. Residents also have access to a sparkling pool, hot tub, updated fitness center, and secure gated entry. Comfort, convenience, and an unbeatable location await!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$775
Property taxesest. at asking price, Duval County$229
HOAbilled monthly$324
Estimated total, before insurance$1,328/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,060/yr · $172/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$140,000
$28,000
Loan Term
Monthly Payment
$775
Principal & Interest: $775
Property taxes (est.): $229
Insurance (est.): $93
Estimated Total Monthly
$1,097
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $179,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$156,500$105,778—
2024$139,000$139,000—
2023$139,000$139,000—
2022$117,000$84,882—
2021$95,600$77,166—
2020$93,900$70,151▼ $1,100

2025 property taxes (current owner): $2,060/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$149,000
  • Aug 1, 2026Pending$149,000
  • Jul 27, 2026Price change$149,000−$10,000
  • Jul 20, 2026Price change$159,000−$3,000
  • Jun 12, 2026Listed$162,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3591 Kernan Boulevard S 807, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$160,000$1991/18031420
3591 Kernan Boulevard S 323, Jacksonville, FL 33224Listed by MORGAN PROPERTY MANAGEMENTSep 2026$163,000$1512/21,077140.1
3591 Kernan Boulevard S 715, Jacksonville, FL 32224Listed by SAVVY AVENUE, LLC.Aug 2026$160,000$1492/21,077480.2
3592 Pebble Path Lane, Jacksonville, FL 32224Listed by LOKATIONJun 2026$231,000$2152/2.51,074100.9
3640 Summerlin Lane, Jacksonville, FL 32224Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC.Sep 2026$220,000$2052/2.51,074111
3502 Summerlin Lane N, Jacksonville, FL 32224Listed by WATSON REALTY CORPDec 2025$204,750$1902/2.51,078831

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$149,000
Price / Sq Ft$165
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage905
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3591 Kernan Boulevard 830, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionAvanti
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size435.6 sq ft
Parcel Number1670676828

Amenities

AmenitiesPool, Other, Clubhouse, Gated, Spa/Hot Tub
UtilitiesCable Available, Electricity Available, Water Available
Water SourcePublic
ParkingAssigned, Parking Lot, Secured

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchCovered

Additional Information

Date ListedJune 12, 2026
Days on Market50
HOA Fees$324 / Monthly
HOA FrequencyMonthly
Tax Amount$2,060.37
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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