This home is in Jacksonville — a gated community home in Jacksonville.
Active·157 days on market
3591 Kernan Boulevard S 403
Jacksonville, FL 32224
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
GROUND LEVEL UNIT!! Welcome to Avanti, a gated community in a prime central location near UNF, Florida State College, and St. Johns Town Center. Just 10 minutes to the beach, with City Flyer bus access, restaurants, and shopping within walking distance. This ground-level 3BR/2BA condo offers an open floor plan with a spacious living area leading to a private screened porch with peaceful green space views. The updated kitchen features granite countertops, crown-trimmed wood cabinetry, tiled backsplash, and a large island with breakfast bar. The primary suite includes a walk-in closet and updated bath with dual vanities. Two additional bedrooms are generously sized. Laminate and tile flooring throughout. Enjoy amenities including pool, gym, clubhouse, hot tub, walking trails, and grilling areas. HVAC 2021, newer water heater. Move-in ready! 6 month minimal rental terms for community
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Ave Nabout 6 mi · 34 parking spaces
Closest park or preserve
Dutton Island Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 5 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 4 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Huffman Boulevard Parkabout 1 mi · Soccer
Closest grocery store
Publixabout 0.4 mi · 12620 Beach Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $176,500 | $20,000 | — |
| 2024 | $191,000 | $20,000 | — |
| 2023 | $191,000 | $20,000 | — |
| 2022 | $150,500 | $24,500 | — |
| 2021 | $120,100 | $24,500 | — |
| 2020 | $118,500 | $25,000 | ▲ $5,000 |
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 26, 2026Price change$225,000−$2,500
- Jul 21, 2026Price change$227,500−$2,400
- May 14, 2026Listed$229,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3591 Kernan Boulevard S 323, Jacksonville, FL 33224Listed by MORGAN PROPERTY MANAGEMENT | Sep 2026 | $163,000 | $151 | 2/2 | 1,077 | 14 | 0.3 |
| 3591 Kernan Boulevard 301, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLC | Sep 2026 | $232,250 | $194 | 3/2 | 1,200 | 49 | 0.3 |
| 3591 Kernan Boulevard S 715, Jacksonville, FL 32224Listed by SAVVY AVENUE, LLC. | Aug 2026 | $160,000 | $149 | 2/2 | 1,077 | 48 | 0.3 |
| 3591 Kernan Boulevard 830, Jacksonville, FL 32224Listed by CROSSVIEW REALTY | Aug 2026 | $140,000 | $155 | 1/1 | 905 | 50 | 0.4 |
| 12703 Josslyn Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $310,000 | $200 | 2/2.5 | 1,553 | 58 | 0.7 |
| 3640 Summerlin Lane, Jacksonville, FL 32224Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC. | Sep 2026 | $220,000 | $205 | 2/2.5 | 1,074 | 11 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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