This home is in Jacksonville.

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Active

Active·64 days on market

3591 Kernan Boulevard S 403

Jacksonville, FL 32224

$229,900$192/sqftEst. $1,224/moMLS# 2145200

Beds

Baths

1,200

Sq Ft

2005

Built

—

Garage

Pool

About this home

Jacksonville

GROUND LEVEL UNIT!! Welcome to Avanti, a gated community in a prime central location near UNF, Florida State College, and St. Johns Town Center. Just 10 minutes to the beach, with City Flyer bus access, restaurants, and shopping within walking distance. This ground-level 3BR/2BA condo offers an open floor plan with a spacious living area leading to a private screened porch with peaceful green space views. The updated kitchen features granite countertops, crown-trimmed wood cabinetry, tiled backsplash, and a large island with breakfast bar. The primary suite includes a walk-in closet and updated bath with dual vanities. Two additional bedrooms are generously sized. Laminate and tile flooring throughout. Enjoy amenities including pool, gym, clubhouse, hot tub, walking trails, and grilling areas. HVAC 2021, newer water heater. Move-in ready! 6 month minimal rental terms for community

Cost to own

Mortgage calculator

Home Price

$229,900

Down Payment: 20%

$45,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,169

Principal & Interest: $1,169

Est. Taxes & Insurance: $292

Estimated Total Monthly

$1,461

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,224

Property taxesest. at asking price, Duval County$375

HOAbilled monthly$483

Estimated total, before insurance$2,082/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$176,500	$20,000	—
2024	$191,000	$20,000	—
2023	$191,000	$20,000	—
2022	$150,500	$24,500	—
2021	$120,100	$24,500	—
2020	$118,500	$25,000	▲ $5,000

2025 property taxes (current owner): $407/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 14, 2026Listed$229,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$229,900

Price / Sq Ft$192

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,200

Acres0.01 acres

Year Built2005

TypeResidential

Sub-TypeCondominium

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address3591 Kernan Boulevard S 403, Jacksonville, FL 32224

Area023-Southside-East Of Southside Blvd

SubdivisionAvanti

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size435.6 sq ft

Parcel Number1670676582

ZoningCondominium

Amenities

AmenitiesPool, Other, Barbecue, Clubhouse, Fitness Center, Maintenance Grounds, Management - Part Time, Management- On Site, Spa/Hot Tub, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Gated

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Cooktop, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

# of Stories1

LevelsOne

LaundryIn Unit

Spa FeaturesCommunity