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This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·21 days on market

12703 Josslyn Lane

Jacksonville, FL 32246

$315,000$203/sqftEst. $1,606/moMLS# 2154326

Beds

Baths

1,553

Sq Ft

2021

Built

Garage

Pool

About this home

Jacksonville

Built in 2021, this move-in ready 2-Bedroom, 2.5-Bath Townhouse offers the perfect combination of comfort, convenience & low-maintenance living. Thoughtfully designed, both Bedrooms feature private ensuite Bathrooms & walk-in closets. The spacious Primary Suite includes an oversized Bath and a versatile sitting area creating a true retreat. The open layout on the first floor provides an inviting space for everyday living & entertaining, complete with a convenient Half Bath for guests. Upstairs, the centrally located Laundry Room sits just steps between both Bedrooms for added ease & convenience. Enjoy peaceful mornings or unwind after a long day on the screened Lanai overlooking the tranquil Pond offering a quiet outdoor escape. An attached single-car Garage, community pool, low monthly HOA fees & plenty of guest parking add to the appeal of the home & community. This offers the peace of mind of newer construction & a flexible floor plan ready to fit a variety of lifestyles.

Cost to own

Mortgage calculator

Home Price

$315,000

Down Payment: 20%

$63,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,606

Principal & Interest: $1,606

Property taxes (est.): $514

Insurance (est.): $210

Estimated Total Monthly

$2,330

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,606

Property taxesest. at asking price, Duval County$514

HOAbilled monthly$285

Estimated total, before insurance$2,405/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,782/yr · $399/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $355,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$292,240	$242,240	—
2023	$288,412	$225,599	—
2022	$272,427	$217,427	—
2021	$45,000	$45,000	—
2020	$44,000	$44,000	—

2025 property taxes (current owner): $4,782/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 8, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$315,000

Price / Sq Ft$203

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,553

Acres0.10 acres

Year Built2021

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryKernan Trail

MiddleKernan

HighAtlantic Coast

Community Information

Address12703 Josslyn Lane, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionRedhawk Village

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size4,356 sq ft

Parcel Number1670678800

Amenities

AmenitiesPool, Clubhouse, Maintenance Grounds, Management - Off Site

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage

ViewPond