This home is in Palencia, St. Augustine.

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Active

Active·80 days on market·Palencia

125 Parkside Drive

St. Augustine, FL 32095

$942,000$339/sqftEst. $5,014/moMLS# 2142033

Beds

Baths

2,780

Sq Ft

2003

Built

Garage

Pool

About this home

Palencia

Highly sought-after section of gated Palencia. Complete with four bedrooms, a study/flex bedroom, and multiple living spaces. Stunning kitchen showcases oak cabinetry, quartz countertops, wrap-around breakfast bar, gas cooktop, drawer microwave, and eat-in dining nook. Includes rich hardwood flooring throughout the main living spaces, soaring 12 ft ceilings, and thoughtful trim details adding charm and character to the home. Both main living spaces open up to a peaceful screened in patio for year round relaxation or entertainment. The master suite overlooks the serene outdoor living and offers a spa-like en-suite bathroom with dual vanities, freestanding tub, and zero-entry shower. A walk-in closet is conveniently attached. All bedrooms are complete with luxury vinyl plank flooring. Rare spacious yard, mature oak hammock, enclosed screen lanai, open air patio, and fire pit make for a tranquil backyard oasis.

Cost to own

Mortgage calculator

Home Price

$942,000

Down Payment: 20%

$188,400

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,758

Principal & Interest: $4,758

Est. Taxes & Insurance: $1,190

Estimated Total Monthly

$5,948

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,014

Property taxesest. at asking price, St. Johns County$1,253

HOAbilled annually$10

Estimated total, before insurance$6,278/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$568,863	$518,141	—
2024	$564,638	$514,638	—
2023	$574,865	$412,303	—
2022	$475,738	$374,821	—
2021	$360,664	$340,746	—
2020	$309,769	$309,769	—

2025 property taxes (current owner): $7,165/yr

Estimated taxes if purchased at asking price: ~$15,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 26, 2026Listed$942,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$942,000

Price / Sq Ft$339

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,780

Acres0.34 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address125 Parkside Drive, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size14,810.4 sq ft

Parcel Number0720730080

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Sauna, Tennis Court(s)

UtilitiesCable Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

ViewOther

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Open Floorplan, Walk-In Closet(s)

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

SecuritySecurity Gate