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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a gated community home in St. Johns County.

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Active

Active·29 days on market·Palencia

125 Parkside Drive

St. Augustine, FL 32095

$879,000$316/sqftEst. $4,869/moMLS# 2142033
↓ $63,000 below original list
5
Beds
3
Baths
2,780
Sq Ft
2003
Built
3
Garage
No
Pool

41 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone XHOA $10/mo14,810 sqft lotSingle Family Residence1 story

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About this home

Palencia

Highly sought-after section of gated Palencia. Complete with four bedrooms, a study/flex bedroom, and multiple living spaces. Stunning kitchen showcases oak cabinetry, quartz countertops, wrap-around breakfast bar, gas cooktop, drawer microwave, and eat-in dining nook. Includes rich hardwood flooring throughout the main living spaces, soaring 12 ft ceilings, and thoughtful trim details adding charm and character to the home. Both main living spaces open up to a peaceful screened in patio for year round relaxation or entertainment. The master suite overlooks the serene outdoor living and offers a spa-like en-suite bathroom with dual vanities, freestanding tub, and zero-entry shower. A walk-in closet is conveniently attached. All bedrooms are complete with luxury vinyl plank flooring. Rare spacious yard, mature oak hammock, enclosed screen lanai, open air patio, and fire pit make for a tranquil backyard oasis.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,869
Property taxesest. at asking price, St. Johns County$1,170
HOAbilled annually$10
Estimated total, before insurance$6,049/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,165/yr · $597/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$879,000
$175,800
Loan Term
Monthly Payment
$4,869
Principal & Interest: $4,869
Property taxes (est.): $1,170
Insurance (est.): $586
Estimated Total Monthly
$6,624
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$568,863$518,141—
2024$564,638$514,638—
2023$574,865$412,303—
2022$475,738$374,821—
2021$360,664$340,746—
2020$309,769$309,769—

2025 property taxes (current owner): $7,165/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 11, 2026Price change$879,000−$20,000
  • Sep 16, 2026Price change$899,000−$16,000
  • Sep 10, 2026Pending$915,000
  • Aug 27, 2026Price change$915,000−$10,000
  • Aug 12, 2026Price change$925,000−$10,000
  • Jul 20, 2026Price change$935,000−$7,000
  • Apr 26, 2026Listed$942,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $316/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.3
828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTYSep 2026$778,000$2525/33,083350.3
266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,090,000$3654/32,9831200.4
836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLCAug 2026$645,000$2753/2.52,343250.4
179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$525,000$2634/22,000390.6
149 Abbotts Way, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$810,000$2894/32,80350.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$879,000
Price / Sq Ft$316
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,780
Acres0.34 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address125 Parkside Drive, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size14,810.4 sq ft
Parcel Number0720730080

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Sauna, Tennis Court(s)
UtilitiesCable Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
SecuritySecurity Gate

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Other
Patio / PorchCovered, Screened
FencingBack Yard
RoofShingle
ConstructionStone, Stucco

Additional Information

Date ListedSeptember 16, 2026
Days on Market168
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$7,164.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SAVVY AVENUE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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