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This home is in Arbors At Rivertown, St. Johns — a pool home in St. Johns County.

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Pending

Pending·46 days on market·Arbors At Rivertown

175 Wild Sage Drive

St. Johns, FL 32259

$1,049,999$321/sqftEst. $5,354/moMLS# 2150816

Beds

Baths

3,271

Sq Ft

2023

Built

Garage

Yes

Pool

About this home

Arbors At Rivertown

Welcome to 175 Wild Sage Drive, a stunning pool home located on a large corner lot in the highly sought-after resort-style community of RiverTown. From the moment you arrive, you'll appreciate the extensive upgraded landscaping, enhanced by beautiful low-voltage lighting that creates exceptional curb appeal day and night. This spacious 5-bedroom, 4-bath home offers a thoughtfully designed floor plan with luxury vinyl plank flooring throughout the main living areas and soaring 12 foot ceilings. The oversized 4-car garage, 4th is a tandem bay and provides abundant storage space. The garage also includes custom drop-down storage racks, a Tesla charging station, and a water softener system. The owner's suite is conveniently located on the first floor and serves as a private retreat with a luxurious bath featuring dual vanities, a soaking tub, a large walk-in shower with a rain shower fixture, and a custom-designed walk-in closet. The heart of the home is the chef's kitchen, featuring

Cost to own

Mortgage calculator

Home Price

$1,049,999

Down Payment: 20%

$210,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,354

Principal & Interest: $5,354

Property taxes (est.): $1,397

Insurance (est.): $700

Estimated Total Monthly

$7,451

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,354

Property taxesest. at asking price, St. Johns County$1,397

HOAbilled annually$4

Estimated total, before insurance$6,755/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $903,700 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$746,640	$685,078	—
2024	$641,303	$586,303	—
2023	$100,000	$100,000	—

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Pending$1,049,999
Jul 9, 2026Active Under Contract$1,049,999
Jun 16, 2026Listed$1,049,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,049,999

Price / Sq Ft$321

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,271

Acres0.24 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Solar Heat, Waterfall

Is WaterfrontNo

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address175 Wild Sage Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionArbors At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size10,454.4 sq ft

Parcel Number0007190450

Amenities

AmenitiesBarbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Water Heater, Induction Cooktop, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySecurity System Owned